12842 Stone Canyon Rd, Poway, CA 92064 Property Records

San Diego County property record for 12842 Stone Canyon Rd, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,904 sqft · built 1978
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$859,000 (Aug 2019)
Tax Bill$10,611 (2025)
Deeds & MortgagesNov 2019 Mortgage
Jul 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN275-400-15-00

Property Details

APN / Parcel Number

Primary APN275-400-15-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,904 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12842 STONE CANYON RD
CityPOWAY
StateCA
Zip92064-2037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionLOT 51 TR 005004
Legal SubdivisionVALLE DEL NORTE
Legal Tract005004
Legal Block1
Legal Lot Number51
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12842 STONE CANYON RD, POWAY, CA 92064-2037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINNPOINTE CORPORATION
Oct 20, 2020Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 6, 2019Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
CDC SMALL BUSN FIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2019 · Amount on Record
Deed SaleAug 6, 2019 · Amount on Record
Prior SaleJul 20, 2007 · Amount on Record
Deed Document Number2019328827
Prior Transfer DateJun 19, 2000
Prior Transfer Doc0000336163
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12842 STONE CANYON RD, POWAY, CA 92064-2037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000512206
DateNov 7, 2019
Instrument2019-0512206
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12842 STONE CANYON RD, POWAY, CA 92064-2037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000391990
DateJul 21, 2020
Instrument2020-0391990
Lender
NameWINNPOINTE CORPORATION
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12842 STONE CANYON RD, POWAY, CA 92064-2037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12842 STONE CANYON RD, POWAY, CA 92064-2037

Mortgage

Document Number0000638469
DateOct 20, 2020
Instrument2020-0638469
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressRENO, NV 89501
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 6, 2019
Property Address12842 STONE CANYON RD, POWAY, CA 92064-2037
Document Number0000328827
Map ReferenceMAP 5004
Instrument DateJul 16, 2019
Instrument2019-0328827
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12842 STONE CANYON RD, POWAY, CA 92064-2037

Mortgage

Document Number0000328828
DateAug 6, 2019
Instrument2019-0328828
Lender
NameWELLS FARGO BANK NA
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12842 STONE CANYON RD, POWAY, CA 92064-2037
Document Number0000499672
Instrument DateOct 23, 2017
Transaction TypeMortgage
Record UpdatedNov 1, 2017
Title CompanyTICOR TITLE NATIONAL COMMERCIAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address12842 STONE CANYON RD POWAY CA 920642037, POWAY, CA 92064-2037

Mortgage

Document Number0000499672
DateOct 26, 2017
Instrument499672
Lender
NameCDC SMALL BUSN FIN
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$958,226 (+2%) Land $463,541 Building $494,685
2025$10,611.00 (+4.93%) Homeowner's exemption$939,438 (+4.04%) Land $454,452 Building $484,986
2023$10,112.00 (+1.7%) Homeowner's exemption$902,960 Land $436,806 Building $466,154
2022$9,943.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1995–2014)
Most Recent ClaimDec 2014 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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