12838 Stone Canyon Rd, Poway, CA 92064 Property Records

San Diego County property record for 12838 Stone Canyon Rd, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,475 sqft · built 1979
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$855,000 (Oct 2016)
Tax Bill$11,207 (2025)
Deeds & MortgagesNov 2023 Transfer
Jun 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN275-400-14-00

Property Details

APN / Parcel Number

Primary APN275-400-14-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,475 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address12838 STONE CANYON RD
CityPOWAY
StateCA
Zip92064-2037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionLOT 50 TR 005004
Legal SubdivisionVALLE DEL NORTE
Legal Tract005004
Legal Block1
Legal Lot Number50
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12838 STONE CANYON RD, POWAY, CA 92064-2037
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Intrafamily Transfer, Transfer
NATIONAL LINK
Jun 6, 2022Deed of Trust, Mortgage · Line of Credit
MISSION FCU
May 8, 2019Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2016 · Amount on Record
Deed SaleOct 27, 2016 · Amount on Record
Prior SaleAug 18, 1993 · Amount on Record
Deed Document Number2016580442
Prior Transfer DateFeb 22, 2016
Prior Transfer Doc0000092317
Record UpdatedOct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 15, 2023
Property Address12838 STONE CANYON RD, POWAY, CA 92064-2037
Document Number0000318210
Map ReferenceMAP 5004
Instrument DateNov 6, 2023
Instrument2023-0318210
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyNATIONAL LINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12838 STONE CANYON RD, POWAY, CA 92064-2037

Transferred To (Grantee/Buyer)

NameVerified Name
Address12838 STONE CANYON RD, POWAY, CA 92064-2037

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12838 STONE CANYON RD, POWAY, CA 92064-2037
Transaction TypeMortgage
Record UpdatedJun 14, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address12838 STONE CANYON RD, POWAY, CA 92064-2037

Mortgage

Document Number0000237451
DateJun 6, 2022
Instrument2022-0237451
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 30, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12838 STONE CANYON RD, POWAY, CA 92064-2037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000170863
DateMay 8, 2019
Instrument2019-0170863
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 31, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12838 STONE CANYON RD, POWAY, CA 92064-2037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address12838 STONE CANYON RD, POWAY, CA 92064-2037

Mortgage

Document Number0000689720
DateNov 5, 2020
Instrument2020-0689720
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,012,136 (+2%) Land $396,346 Building $615,790
2025$11,207.00 (+4.93%) Homeowner's exemption$992,291 (+4.04%) Land $388,575 Building $603,716
2023$10,680.00 (+1.69%) Homeowner's exemption$953,761 Land $373,487 Building $580,274
2022$10,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1995–2014)
Most Recent ClaimDec 2014 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Stone Canyon Rd

Nearby Streets

Search Property Records by Address or Parcel Number