San Diego County property record for 12857 Stone Canyon Rd, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,495 sqft · built 1981 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,000 (Aug 1998) |
| Tax Bill | $7,067 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 275-400-22-00 |
| Primary APN | 275-400-22-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,495 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 12857 STONE CANYON RD |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-C |
| Legal Description | LOT 58 TR 005004 |
| Legal Subdivision | VALLE DEL NORTE |
| Legal Tract | 005004 |
| Legal Block | 4 |
| Legal Lot Number | 58 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 17054 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12857 STONE CANYON RD, POWAY, CA 92064-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 1998 · Amount on Record |
| Deed Sale | Aug 28, 1998 · Amount on Record |
| Deed Document Number | 1998548176 |
| Last Transfer Date | Mar 19, 2004 |
| Transfer Doc | 0000246612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12857 STONE CANYON RD, POWAY, CA 92064-2034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000413904 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019-0413904 |
| Name | POINT LOMA CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92123 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 18, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Index | Prime Rate |
| Max Rate | 11.5% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $637,849 (+2%) Land $54,130 Building $583,719 | |
| 2025 | $7,067.00 (+4.93%) Homeowner's exemption | $625,343 (+4.04%) Land $53,069 Building $572,274 |
| 2023 | $6,735.00 (+1.71%) Homeowner's exemption | $601,061 Land $51,009 Building $550,052 |
| 2022 | $6,622.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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