12828 Elmfield Ln, Poway, CA 92064 Property Records

San Diego County property record for 12828 Elmfield Ln, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,621 sqft · built 1974
Lot Size0.146 acres (6,353 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Dec 2003)
Tax Bill$7,242 (2025)
Deeds & MortgagesJan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN275-552-04-00

Property Details

APN / Parcel Number

Primary APN275-552-04-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,621 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area6,353 sqft (0.146 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12828 ELMFIELD LN
CityPOWAY
StateCA
Zip92064-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 40 TR 007420
Legal SubdivisionSUMMERFIELD ENCINITAS
Legal Tract007420
Legal Block3
Legal Lot Number40
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3007
Census Tract17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12828 ELMFIELD LN, POWAY, CA 92064-1516
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2003 · Amount on Record
Deed SaleDec 3, 2003 · Amount on Record
Deed Document Number20031437241
Prior Transfer DateNov 26, 2003
Prior Transfer Doc0001437240
Record UpdatedOct 29, 2026

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address12828 ELMFIELD LN, POWAY, CA 92064-1516
Document Number0000164093
Instrument DateJan 15, 2017
Transaction TypeMortgage
Record UpdatedApr 20, 2017
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address12828 ELMFIELD LN POWAY CA 920641516, POWAY, CA 92064-1516

Mortgage

Document Number0000164093
DateApr 12, 2017
Instrument164093
Lender
NameNATIONSTAR MTG
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term216 Months
DueApr 11, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$652,591 (+2%) Land $391,555 Building $261,036
2025$7,242.00 (+4.94%) Homeowner's exemption$639,796 (+4.04%) Land $383,878 Building $255,918
2023$6,901.00 (+1.69%) Homeowner's exemption$614,953 Land $368,972 Building $245,981
2022$6,786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

Nearby Properties on Elmfield Ln

Nearby Streets

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