San Diego County property record for 12849 Elmfield Ln, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,621 sqft · built 1974 |
| Lot Size | 0.145 acres (6,311 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Jul 2016) |
| Tax Bill | $8,076 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 275-553-10-00 |
| Primary APN | 275-553-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,311 sqft (0.145 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12849 ELMFIELD LN |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Description | LOT 35 TR 007420 |
| Legal Subdivision | SUMMERFIELD ENCINITAS |
| Legal Tract | 007420 |
| Legal Block | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 17006 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12849 ELMFIELD LN, POWAY, CA 92064-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CREDIT UNION |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2016 · Amount on Record |
| Deed Sale | Jul 8, 2016 · Amount on Record |
| Prior Sale | Jun 22, 1990 · Amount on Record |
| Deed Document Number | 2016343120 |
| Prior Transfer Date | Sep 17, 1998 |
| Prior Transfer Doc | 0000619214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 27, 2026 |
| Property Address | 12849 ELMFIELD LN, POWAY, CA 92064-1515 |
| Document Number | 0000213751 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 2026213751 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 12849 ELMFIELD LN, POWAY, CA 92064-1515 |
| Document Number | 0000213751, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 2026213751 |
| Name | CALIFORNIA COAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 28, 2051 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12849 ELMFIELD LN, POWAY, CA 92064-1515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 12849 ELMFIELD LN, POWAY, CA 92064-1515 |
| Document Number | 0000081850 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021-0081850 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $728,030 (+2%) Land $591,897 Building $136,133 | |
| 2025 | $8,076.00 (+4.92%) Homeowner's exemption | $713,756 (+4.04%) Land $580,292 Building $133,464 |
| 2023 | $7,697.00 (+1.7%) Homeowner's exemption | $686,042 Land $557,759 Building $128,283 |
| 2022 | $7,568.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cox Communications, GeoLinks, Verizon.
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