12820 Elmfield Ln, Poway, CA 92064 Property Records

San Diego County property record for 12820 Elmfield Ln, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,660 sqft · built 1974
Lot Size0.163 acres (7,095 sqft)
OwnerCompany Name on Record
Last Sale$1,200,000 (Jan 2022)
Tax Bill$14,390 (2025)
Deeds & MortgagesApr 2022 Transfer
Jan 2022 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN275-552-05-00

Property Details

APN / Parcel Number

Primary APN275-552-05-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,660 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,095 sqft (0.163 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12820 ELMFIELD LN
CityPOWAY
StateCA
Zip92064-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 41 TR 007420
Legal SubdivisionSUMMERFIELD ENCINITAS
Legal Tract007420
Legal Block3
Legal Lot Number41
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3007
Census Tract17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12820 ELMFIELD LN, POWAY, CA 92064-1516
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Intrafamily Transfer, Transfer
Jan 25, 2022Grant Deed, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Oct 14, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Aug 25, 2017Quit Claim Deed, Transfer
Quitclaim
May 25, 2017Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Mar 16, 2017Affidavit of Death, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2022 · Amount on Record
Deed SaleJan 25, 2022 · Amount on Record
Prior SaleMay 25, 2017 · Amount on Record
Deed Document Number202237048
Last Transfer DateApr 9, 2022
Transfer Doc0000186064
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 28, 2022
Property Address12820 ELMFIELD LN, POWAY, CA 92064-1516
Document Number0000186064
Map ReferenceMAP 7420
Instrument DateApr 9, 2022
Instrument2022-0186064
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address12820 ELMFIELD LN, POWAY, CA 92064-1516

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 25, 2022
Property Address12820 ELMFIELD LN, POWAY, CA 92064-1516
Document Number0000037048
Map ReferenceMAP 7420
Instrument DateJan 22, 2022
Instrument2022-0037048
Transaction TypeTransfer
Record UpdatedFeb 2, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12820 ELMFIELD LN, POWAY, CA 92064-1516

Mortgage

Document Number0000037049
DateJan 25, 2022
Instrument2022-0037049
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 14, 2020
Property Address12820 ELMFIELD LN, POWAY, CA 92064-1516
Document Number0000622863
Instrument DateOct 6, 2020
Instrument622863
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12820 ELMFIELD LN POWAY CA 920641516, POWAY, CA 92064-1516

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 13, 2020
Property Address12820 ELMFIELD LN, POWAY, CA 92064-1516
Document Number0000618069
Map ReferenceMAP 7420
Instrument DateOct 6, 2020
Instrument2020-0618069
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12820 ELMFIELD LN, POWAY, CA 92064-1516

Mortgage

Document Number0000618070
DateOct 13, 2020
Instrument2020-0618070
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 25, 2017
Property Address12820 ELMFIELD LN, POWAY, CA 92064-1516
Document Number0000390394
Instrument DateJun 8, 2017
Instrument390394
Transaction TypeTransfer
Record UpdatedAug 30, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12820 ELMFIELD LN POWAY CA 920641516, POWAY, CA 92064-1516

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 25, 2017
Property Address12820 ELMFIELD LN, POWAY, CA 92064-1516
Document Number0000236890
Map ReferenceMAP7420
Instrument DateMay 17, 2017
Instrument2017-0236890
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12820 ELMFIELD LN, POWAY, CA 92064-1516

Mortgage

Document Number0000236891
DateMay 25, 2017
Instrument2017-0236891
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

March 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateMar 16, 2017
Property Address12820 ELMFIELD LN, POWAY, CA 92064-1516
Document Number0000121021
Instrument DateMar 10, 2017
Instrument121021
Transaction TypeTransfer
Record UpdatedMar 21, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12977 SLACK ST POWAY CA 920645626, POWAY, CA 92064-5626

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,298,908 (+2%) Land $865,939 Building $432,969
2025$14,390.00 (+7.82%) Homeowner's exemption$1,273,440 (+6.92%) Land $848,960 Building $424,480
2023$13,346.00 (+52.81%) Homeowner's exemption$1,191,000 Land $794,000 Building $397,000
2022$8,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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