12828 Carriage Rd, Poway, CA 92064 Property Records

San Diego County property record for 12828 Carriage Rd, Poway, CA 92064 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1961
Lot Size	0.197 acres (8,600 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jan 2003)
Tax Bill	$5,824 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`317-343-18-00`

Property Details

APN / Parcel Number

Primary APN	`317-343-18-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,600 sqft (0.197 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12828 CARRIAGE RD
City	POWAY
State	CA
Zip	92064-6044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 80 TR 004442
Legal Subdivision	TUSTIN HILLS
Legal Tract	004442
Legal Block	3
Legal Lot Number	80
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3007
Census Tract	17048

Owner

Source: San Diego County records · APN 317-343-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12828 CARRIAGE RD, POWAY, CA 92064-6044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 09, 2003 · Amount on Record
Deed Sale	Jan 09, 2003 · Amount on Record
Prior Sale	Jul 05, 2002 · Amount on Record
Deed Document Number	200331729
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12828 CARRIAGE RD, POWAY, CA 92064-6044
Document Number	0000373865
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12828 CARRIAGE RD POWAY CA 920646044, POWAY, CA 92064-6044

Mortgage

Document Number	0000373865
Date	Aug 30, 2019
Instrument	373865

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$524,422 (+2%) Land $295,452 Building $228,970
2025	$5,824.00 (+4.94%) Homeowner's exemption	$514,140 (+4.04%) Land $289,659 Building $224,481
2023	$5,550.00 (+1.7%) Homeowner's exemption	$494,177 Land $278,412 Building $215,765
2022	$5,457.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170483, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, California Internet, T-Mobile USA, Cox Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.