12817 Carriage Rd, Poway, CA 92064 Property Records

San Diego County property record for 12817 Carriage Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1961
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (Sep 2002)
Tax Bill	$5,187 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`317-350-03-00`

Property Details

APN / Parcel Number

Primary APN	`317-350-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12817 CARRIAGE RD
City	POWAY
State	CA
Zip	92064-6045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 83 TR 004442
Legal Subdivision	TUSTIN HILLS
Legal Tract	004442
Legal Block	3
Legal Lot Number	83
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	17048

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12817 CARRIAGE RD, POWAY, CA 92064-6045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEXERA HOLDING LLC
Dec 17, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2002 · Amount on Record
Deed Sale	Sep 30, 2002 · Amount on Record
Deed Document Number	2002840865
Last Transfer Date	Dec 14, 2012
Transfer Doc	0000798871
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12817 CARRIAGE RD, POWAY, CA 92064-6045
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12817 CARRIAGE RD, POWAY, CA 92064-6045

Mortgage

Document Number	0000256773
Date	Sep 16, 2025
Instrument	2025-0256773

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company
Address	EMERYVILLE, CA 94608

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 17, 2019
Property Address	12817 CARRIAGE RD, POWAY, CA 92064-6045
Document Number	0000590146
Map Reference	MAP 4442
Instrument Date	Dec 12, 2019
Instrument	2019-0590146
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12817 CARRIAGE RD, POWAY, CA 92064-6045

Mortgage

Document Number	0000590147
Date	Dec 17, 2019
Instrument	2019-0590147

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$466,808 (+2%) Land $273,290 Building $193,518
2025	$5,187.00 (+4.94%) Homeowner's exemption	$457,656 (+4.04%) Land $267,932 Building $189,724
2023	$4,943.00 (+1.71%) Homeowner's exemption	$439,886 Land $257,529 Building $182,357
2022	$4,860.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile, Verizon.

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