12823 Francine Ter, Poway, CA 92064 Property Records

San Diego County property record for 12823 Francine Ter, Poway, CA 92064 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,533 sqft · built 1969
Lot Size	0.31 acres (13,500 sqft)
Owner	Company Name on File
Last Sale	$685,000 (Apr 2017)
Tax Bill	$8,993 (2025)
Deeds & Mortgages	Mar 2019 Transfer Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`316-092-03-00`

Property Details

APN / Parcel Number

Primary APN	`316-092-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,533 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	13,500 sqft (0.31 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12823 FRANCINE TER
City	POWAY
State	CA
Zip	92064-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 TR 004406
Legal Subdivision	POWAY PORTALS
Legal Tract	004406
Legal Block	2
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17050

Owner

Source: San Diego County records · APN 316-092-03-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12823 FRANCINE TER, POWAY, CA 92064-4111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 26, 2017	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Prior Sale	Oct 02, 1992 · Amount on Record
Deed Document Number	2017186349
Last Transfer Date	Mar 26, 2019
Transfer Doc	0000106638
Record Updated	Sep 20, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2019
Property Address	12823 FRANCINE TER, POWAY, CA 92064-4111
Document Number	0000106638
Instrument Date	Mar 26, 2019
Instrument	106638
Transaction Type	Transfer
Record Updated	Apr 02, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12823 FRANCINE TER POWAY CA 920644111, POWAY, CA 92064-4111

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2017
Property Address	12823 FRANCINE TER, POWAY, CA 92064-4111
Document Number	0000186349
Map Reference	MAP4406
Instrument Date	Mar 29, 2017
Instrument	2017-0186349
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12823 FRANCINE TER, POWAY, CA 92064-4111

Mortgage

Document Number	0000186350
Date	Apr 26, 2017
Instrument	2017-0186350

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$810,893 (+2%) Land $206,300 Building $604,593
2025	$8,993.00 (+2.71%) Homeowner's exemption	$794,994 (+4.04%) Land $202,255 Building $592,739
2024	$8,756.00 (+2.17%)
2023	$8,570.00 (+1.7%) Homeowner's exemption	$764,125 Land $194,402 Building $569,723
2022	$8,427.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170502, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 225 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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