12817 Francine Ter, Poway, CA 92064 Property Records

San Diego County property record for 12817 Francine Ter, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,533 sqft · built 1969
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$529,500 (Feb 2015)
Tax Bill	$7,755 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`316-092-09-00`

Property Details

APN / Parcel Number

Primary APN	`316-092-09-00`
Alternative APN	`3160920500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,533 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3160920500
Street Address	12817 FRANCINE TER
City	POWAY
State	CA
Zip	92064-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 48 DOC203338REC68 IN LOT 47&IN TR 004406
Legal Subdivision	POWAY PORTALS
Legal Tract	004406
Legal Block	2
Legal Lot Number	48,47
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17050

Owner

12817 Francine Ter is owned and occupied by two individuals who bought it in February 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12817 FRANCINE TER, POWAY, CA 92064-4111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2015 · Amount on File
Deed Sale	Feb 27, 2015 · Amount on File
Prior Sale	Oct 31, 2000 · Amount on File
Deed Document Number	201590962
Prior Transfer Date	Jul 21, 2010
Prior Transfer Doc	0000379851
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12817 FRANCINE TER, POWAY, CA 92064-4111
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12817 FRANCINE TER, POWAY, CA 92064-4111

Mortgage

Document Number	0000585004
Date	Aug 17, 2021
Instrument	2021-0585004

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12817 FRANCINE TER, POWAY, CA 92064-4111
Document Number	0000531845
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12817 FRANCINE TER POWAY CA 920644111, POWAY, CA 92064-4111

Mortgage

Document Number	0000531845
Date	Nov 18, 2019
Instrument	531845

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12817 FRANCINE TER, POWAY, CA 92064-4111
Document Number	0000007776
Instrument Date	Jan 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12817 FRANCINE TER POWAY CA 920644111, POWAY, CA 92064-4111

Mortgage

Document Number	0000007776
Date	Jan 9, 2019
Instrument	7776

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12817 Francine Ter was $7,755 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$698,987 (+2%) Land $335,581 Building $363,406
2025	$7,755.00 Homeowner's exemption	$685,282 Land $329,001 Building $356,281
2023	$7,390.00 (+1.69%) Homeowner's exemption	$658,674 Land $316,226 Building $342,448
2022	$7,267.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12817 Francine Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12817 Francine Ter is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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