12815 Indian Trail Rd, Poway, CA 92064 Property Records

San Diego County property record for 12815 Indian Trail Rd, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,437 sqft · built 1968
Lot Size0.71 acres (30,928 sqft)
Owner2 Company Names on Record
Last Sale$849,000 (Dec 2019)
Tax Bill$10,487 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN275-355-02-00

Property Details

APN / Parcel Number

Primary APN275-355-02-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,437 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area30,928 sqft (0.71 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12815 INDIAN TRAIL RD
CityPOWAY
StateCA
Zip92064-2006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionLOT 5 TR 004638
Legal SubdivisionVALLE DEL NORTE
Legal Tract004638
Legal Block3
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3005
Census Tract17006

Owner

Source: San Diego County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address12815 INDIAN TRAIL RD, POWAY, CA 92064-2006
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 10, 2019Grant Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
EQUITY TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2019 · Amount on Record
Deed SaleDec 10, 2019 · Amount on Record
Deed Document Number2019575782
Last Transfer DateAug 29, 2024
Transfer Doc0000238612
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 29, 2026
Property Address12815 INDIAN TRAIL RD, POWAY, CA 92064-2006
Document Number0000218052
Instrument DateJul 23, 2026
Instrument2026218052
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address12815 INDIAN TRAIL RD, POWAY, CA 92064-2006

Mortgage

Document Number0000218052,
DateJul 29, 2026
Instrument2026218052
Lender
NameSPRING EQ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12815 INDIAN TRAIL RD, POWAY, CA 92064-2006
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12815 INDIAN TRAIL RD, POWAY, CA 92064-2006

Mortgage

Document Number0000036032
DateJan 19, 2021
Instrument2021-0036032
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 10, 2019
Property Address12815 INDIAN TRAIL RD, POWAY, CA 92064-2006
Document Number0000575782
Map ReferenceMAP 4638
Instrument DateNov 12, 2019
Instrument2019-0575782
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12815 INDIAN TRAIL RD, POWAY, CA 92064-2006

Mortgage

Document Number0000575783
DateDec 10, 2019
Instrument2019-0575783
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12815 INDIAN TRAIL RD, POWAY, CA 92064-2006
Document Number0000246609
Instrument DateJun 7, 2018
Transaction TypeMortgage
Record UpdatedJun 26, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12815 INDIAN TRAIL RD POWAY CA 920642006, POWAY, CA 92064-2006

Mortgage

Document Number0000246609
DateJun 18, 2018
Instrument246609
Lender
NameEQUITY TR
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$947,070 (+2%) Land $669,309 Building $277,761
2025$10,487.00 (+4.93%)$928,501 (+4.04%) Land $656,186 Building $272,315
2023$9,994.00 (+1.7%) Homeowner's exemption$892,448 Land $630,706 Building $261,742
2022$9,827.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Cox Communications, GeoLinks, San Diego Broadband, Verizon.

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