12792 Indian Trail Rd, Poway, CA 92064 Property Records

San Diego County property record for 12792 Indian Trail Rd, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,758 sqft · built 1999
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$1,150,000 (Apr 2004)
Tax Bill$18,468 (2025)
Deeds & MortgagesNov 2021 Mortgage
May 2021 Transfer
Flood ZoneZone X (minimal risk)
APN275-231-30-00

Property Details

APN / Parcel Number

Primary APN275-231-30-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,758 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area43,560 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address12792 INDIAN TRAIL RD
CityPOWAY
StateCA
Zip92064-2054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionLOT 11 TR 012510
Legal SubdivisionPOWAY #88-07
Legal Tract012510
Legal Block3
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3005
Census Tract17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12792 INDIAN TRAIL RD, POWAY, CA 92064-2054
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 24, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2004 · Amount on Record
Deed SaleApr 22, 2004 · Amount on Record
Prior SaleMay 18, 1999 · Amount on Record
Deed Document Number2004350245
Last Transfer DateApr 23, 2021
Transfer Doc0000390983
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12792 INDIAN TRAIL RD, POWAY, CA 92064-2054
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12792 INDIAN TRAIL RD, POWAY, CA 92064-2054

Mortgage

Document Number0000789808
DateNov 15, 2021
Instrument2021-0789808
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueDec 1, 2031

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 24, 2021
Property Address12792 INDIAN TRAIL RD, POWAY, CA 92064-2054
Document Number0000390983
Map ReferenceMAP 12510
Instrument DateApr 23, 2021
Instrument2021-0390983
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address12792 INDIAN TRAIL RD # 200, 200, POWAY, CA 92064-2054

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,667,676 (+2%) Land $942,599 Building $725,077
2025$18,468.00 (+4.92%) Homeowner's exemption$1,634,977 (+4.04%) Land $924,117 Building $710,860
2023$17,602.00 (+1.69%) Homeowner's exemption$1,571,491 Land $888,234 Building $683,257
2022$17,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Cox Communications, GeoLinks, San Diego Broadband, Verizon.

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