Warren County property record for 12810 State Hwy M, Wright City, MO 63390
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,488 sqft · built 2023 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | Individual Name on File |
| Last Sale | $466,799 (Feb 2024) |
| Tax Bill | $1,992 (2025) |
| Deeds & Mortgages | Oct 2023 Construction Loan Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-34.0-0-00-009.005.000 |
| Primary APN | 04-34.0-0-00-009.005.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| Basement Area | 1,488 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 191,664 sqft (4.4 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12810 STATE HIGHWAY M |
|---|---|
| City | WRIGHT CITY |
| State | MO |
| Zip | 63390-4945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 2B RESUB LOT 2 OF CACAVAS SUB W 1/2 SW 1/4 SOUTH OF HWY M |
| Legal Lot Number | 2B |
| Jurisdiction | WARREN MO |
| Township / Civil Division | HICKORY GROVE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 820201 |
12810 State Hwy M, a rural home, is owned and occupied by an individual who bought it in February 2024.
Source: Warren County records, as of February 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12810 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE |
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH MORTGAGE |
| Feb 29, 2024 | Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE |
| Jul 14, 2022 | Warranty Deed, Transfer MISC COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2024 · Amount on File |
| Deed Sale | Feb 29, 2024 · Amount on File |
| Deed Document Number | 202400877 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 12810 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4945 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202305498 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 202305498 |
| Name | BANK OF OLD MONROE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 12810 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4945 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202600642 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 202600642 |
| Name | FLAT BRANCH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Feb 29, 2024 |
| Property Address | 12810 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4945 |
| Document Number | 0202400877 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 202400877 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12810 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4945 |
| Document Number | 0202400878 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 202400878 |
| Name | FLAT BRANCH MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Jul 14, 2022 |
| Property Address | HIGHWAY M, WRIGHT CITY, MO 63390 |
| Document Number | 0202204987 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 202204987 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1128 SADDLEBROOK CT N, SAINT CHARLES, MO 63304-2420 |
The 2025 property tax bill for 12810 State Hwy M was $1,992.
Source: Warren County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Unified School District | Wright City R-II of Warren County (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,992.00 | $31,746 (+34.91%) Land $4,359 Building $27,387 | $168,180 Land $24,040 Building $144,140 |
| 2024 | $1,992.00 | $23,531 Land $3,899 Building $19,632 | |
| 2023 | $124,944 Land $21,620 Building $103,324 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12810 State Hwy M in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12810 State Hwy M is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 WARREN serves 1,192 people · EPA ID MO6024629 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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