Warren County property record for 12650 State Hwy M, Wright City, MO 63390
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,658 sqft · built 1994 |
| Lot Size | 9.15 acres (399,010 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,027 (2025) |
| Deeds & Mortgages | Sep 2010 Mortgage Oct 2008 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-34.0-0-00-011.000.000 |
| Primary APN | 04-34.0-0-00-011.000.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,658 sqft Living Area |
| Basement Area | 1,292 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 399,010 sqft (9.15 acres) |
| Garage Type | Attached |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | Deck Area |
| Patio Area | 330 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Utility Building | 768 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12650 STATE HIGHWAY M |
|---|---|
| City | WRIGHT CITY |
| State | MO |
| Zip | 63390-5033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT SE1/4 SW1/4 S OF HWY M SEC 34 T47N R1W |
| Jurisdiction | WARREN MO |
| Township / Civil Division | HICKORY GROVE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 820201 |
12650 State Hwy M, a rural home, is owned and occupied by an individual who acquired it in July 2025.
Source: Warren County records, as of February 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12650 STATE HIGHWAY M, WRIGHT CITY, MO 63390-5033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2010 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Oct 2, 2008 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORNERSTONE MORTGAGE INC |
| Oct 2, 2008 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Sep 14, 2010 | Deed of Trust, Mortgage NEIGHBORS CU |
| Sep 26, 2007 | Deed of Trust, Mortgage · Conventional Mortgage FMB BANK |
| Apr 5, 2013 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Jul 18, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2025 |
| Deed Sale | Jul 18, 2025 |
| Prior Sale | Sep 23, 2015 |
| Deed Document Number | 202504013 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 12650 STATE HIGHWAY M, WRIGHT CITY, MO 63390-5033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | BENCHMARK TITLE LLC (TH), BENCHMARK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0201004703 |
|---|---|
| Date | Sep 14, 2010 |
| Instrument | 201004703 |
| Name | CORNERSTONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 12650 STATE HIGHWAY M, WRIGHT CITY, MO 63390-5033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200806210 |
|---|---|
| Date | Oct 2, 2008 |
| Instrument | 200806210 |
| Name | CORNERSTONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WRIGHT CITY, MO 63390 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Oct 1, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 12650 STATE HIGHWAY M, WRIGHT CITY, MO 63390-5033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200806209 |
|---|---|
| Date | Oct 2, 2008 |
| Instrument | 200806209 |
| Name | CORNERSTONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 12650 STATE HIGHWAY M, WRIGHT CITY, MO 63390-5033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0201004704 |
|---|---|
| Date | Sep 14, 2010 |
| Instrument | 201004704 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 4, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 12650 STATE HIGHWAY M, WRIGHT CITY, MO 63390-5033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200707534 |
|---|---|
| Date | Sep 26, 2007 |
| Instrument | 200707534 |
| Name | FMB BANK |
|---|---|
| Address | WRIGHT CITY, MO 63390 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 12650 STATE HIGHWAY M, WRIGHT CITY, MO 63390-5033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PARTNERS AG LLC |
| Name | Verified Name |
|---|
| Document Number | 0201302223 |
|---|---|
| Date | Apr 5, 2013 |
| Instrument | 201302223 |
| Name | CORNERSTONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Jul 18, 2025 |
| Property Address | 12650 STATE HIGHWAY M, WRIGHT CITY, MO 63390-5033 |
| Document Number | 0202504013 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 202504013 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12650 STATE HIGHWAY M, WRIGHT CITY, MO 63390-5033 |
| Document Number | 0202504014 |
|---|---|
| Date | Jul 18, 2025 |
| Instrument | 202504014 |
| Name | FLAT BRANCH MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
The 2025 property tax bill for 12650 State Hwy M was $3,027.
Source: Warren County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Unified School District | Wright City R-II of Warren County (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,027.00 | $48,233 (+12.36%) Land $4,476 Building $43,757 | $260,410 Land $25,020 Building $235,390 |
| 2024 | $3,027.00 (+14.62%) | $42,929 (-) Land $4,016 Building $38,913 | |
| 2023 | $2,641.00 (+13.69%) | $42,929 (+13.73%) Land $4,016 Building $38,913 | $232,495 Land $22,600 Building $209,895 |
| 2022 | $2,323.00 | $37,746 Land $3,754 Building $33,992 | |
| 2021 | $201,930 Land $21,220 Building $180,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12650 State Hwy M in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12650 State Hwy M is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 WARREN serves 1,192 people · EPA ID MO6024629 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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