12872 State Hwy M, Wright City, MO 63390 Property Records

Warren County property record for 12872 State Hwy M, Wright City, MO 63390

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,326 sqft · built 2025
Lot Size	7.3 acres (317,988 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-34.0-0-00-009.001.000`

Property Details

APN / Parcel Number

Primary APN	`04-34.0-0-00-009.001.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,326 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Mobile Home
Exterior Material	Concrete
Lot Area	317,988 sqft (7.3 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12872 STATE HIGHWAY M
City	WRIGHT CITY
State	MO
Zip	63390-4945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, CACAVAS SUBDIVISION IN W1/2, SW1/4, SEC 34 T47N R1W - SOUTH OF HWY M
Legal Range	01W
Legal Township	47N
Legal Section	34
Legal Subdivision	CACAVAS SUBDIVISION
Legal Lot Number	1
Jurisdiction	WARREN MO
Township / Civil Division	HICKORY GROVE
Census Block Group	3
Census Block	3001
Census Tract	820201

Owner

Source: Warren County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12872 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK
Jul 10, 2025	Warranty Deed, Transfer
Jun 2, 2022	Warranty Deed, Transfer · Line of Credit HERITAGE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022
Deed Sale	Jul 18, 2022
Prior Sale	Jul 15, 2022
Deed Document Number	20225038
Prior Transfer Date	May 23, 2001
Prior Transfer Doc	0000004253
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	12872 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4945
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205619
Date	Aug 12, 2022
Instrument	202205619

Lender

Name	HERITAGE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2023

Interest

Rate Type	Adjustable Rate

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Jul 10, 2025
Property Address	12872 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4945
Document Number	0202503874
Instrument Date	Jun 24, 2025
Instrument	202503874
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12872 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4945

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Jun 2, 2022
Property Address	12872 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4945
Document Number	0202203874
Instrument Date	May 20, 2022
Instrument	202203874
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 BIRCHLEAF DR, SAINT PETERS, MO 63376-7038

Mortgage

Document Number	0202203875
Date	Jun 2, 2022
Instrument	202203875

Lender

Name	HERITAGE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Unified School District	Wright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00	$18,065 (+306.59%) Land $7,018 Building $11,047	$101,210 (+332.85%) Land $43,070 Building $58,140
2024	$1,133.00 (+315.02%)	$4,443 (-) Land $4,443
2023	$273.00 (-57.81%)	$4,443 (-57.74%) Land $4,443	$23,382 (-57.74%) Land $23,382
2022	$647.00	$10,513 Land $4,114 Building $6,399
2021			$55,330 Land $21,650 Building $33,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 WARREN serves 1,192 people · EPA ID MO6024629
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, T-Mobile, Wisper ISP.

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