St. Louis County property record for 1281 Bluffview Ridge Dr, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,978 sqft · built 1994 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Dec 2021) |
| Tax Bill | $8,912 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18U-51-0645 |
| Primary APN | 18U-51-0645 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,978 sqft Living Area |
| Gross Area | 4,606 sqft |
| 1st Floor Area | 2,378 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 108 ft deep x 127 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 116 sqft |
| Deck Area | 293 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1281 BLUFFVIEW RIDGE DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R2 |
| Legal Description | BLUFFS OF WILDHORSE (THE) LOT 39 |
| Legal Subdivision | BLUFFS OF WILDHORSE (THE) |
| Legal Lot Number | 39 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 221629 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1281 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Warranty Deed, Transfer · VA Mortgage COMMUNITY MORTGAGE LLC |
| Sep 13, 2019 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG |
| Jul 26, 2018 | Warranty Deed, Transfer US WIDE FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Prior Sale | Jul 31, 2018 · Amount on Record |
| Deed Document Number | 2021158 |
| Deed Book / Page | 25296 / 1216 |
| Prior Transfer Date | Dec 20, 2007 |
| Prior Transfer Doc | 0177524837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 28, 2021 |
| Property Address | 1281 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1324 |
| Document Number | 0252961216 |
| Book / Page | 25296 / 1216 |
| Map Reference | MB 328 PG 63 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021122800158 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2329 KEHRS MILL RD, 2329, CHESTERFIELD, MO 63005-6534 |
| Name | Verified Name |
|---|---|
| Address | 1281 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1324 |
| Document Number | 2021122800159 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021122800159 |
| Name | COMMUNITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1281 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1324 |
| Document Number | 0237081698 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1281 BLUFFVIEW RIDGE DR CHESTERFIELD MO 630051324, CHESTERFIELD, MO 63005-1324 |
| Document Number | 0237081698 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 023708/001698 |
| Instrument | 343 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 26, 2018 |
| Property Address | 1281 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1324 |
| Document Number | 0231261152 |
| Book / Page | 023126 / 001152 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 330 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1281 BLUFFVIEW RIDGE DR CHESTERFIELD MO 630051324, CHESTERFIELD, MO 63005-1324 |
| Document Number | 231261155 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 023126/001155 |
| Instrument | 331 |
| Name | US WIDE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 25, 2048 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,060 (-) Land $39,860 Building $88,200 | $674,000 (-) Land $209,800 Building $464,200 | |
| 2025 | $8,912.00 (+10.83%) | $128,060 (+13.41%) Land $39,860 Building $88,200 | $674,000 (+13.41%) Land $209,800 Building $464,200 |
| 2024 | $8,041.00 (+2.67%) | ||
| 2023 | $7,832.00 (+10.2%) | $112,920 (+18.08%) Land $19,930 Building $92,990 | $594,300 (+18.08%) Land $104,900 Building $489,400 |
| 2022 | $7,107.00 | $95,630 Land $21,930 Building $73,700 | |
| 2021 | $503,300 Land $115,400 Building $387,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 7 (1985–2015) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | May 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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