St. Louis County property record for 1276 Bluffview Ridge Dr, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,134 sqft · built 1996 |
| Lot Size | 0.277 acres (12,052 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $479,000 (Aug 2004) |
| Tax Bill | $8,266 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18U-51-0513 |
| Primary APN | 18U-51-0513 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,134 sqft Living Area |
| Gross Area | 5,758 sqft |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,052 sqft (0.277 acres) |
| Lot Dimensions | 92 ft deep x 92 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 70 sqft |
| Patio Area | 323 sqft |
| Balcony Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1276 BLUFFVIEW RIDGE DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R2 |
| Legal Description | BLUFFS OF WILDHORSE (THE) LOT 8 |
| Legal Subdivision | BLUFFS OF WILDHORSE (THE) |
| Legal Lot Number | 8 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 221629 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1276 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK |
| Dec 16, 2020 | Intrafamily Transfer, Transfer TITLE PARTNERS AGENCY LLC |
| Oct 13, 2020 | Deed of Trust, Mortgage COMMERCIAL BK |
| Dec 20, 2019 | Deed of Trust, Mortgage COMMERCIAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2004 · Amount on Record |
| Deed Sale | Aug 6, 2004 · Amount on Record |
| Prior Sale | Sep 24, 2003 · Amount on Record |
| Deed Document Number | 2004574 |
| Deed Book / Page | 16018 / 2258 |
| Last Transfer Date | Aug 14, 2026 |
| Transfer Doc | 0000000301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 20, 2026 |
| Property Address | 1276 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1319 |
| Document Number | 0000000301 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026301 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1276 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1319 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1276 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1276 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1319 |
| Document Number | 0244122398 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 24412/2398 |
| Instrument | 2020110400333 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 16, 2020 |
| Property Address | 1276 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1319 |
| Document Number | 0245120453 |
| Book / Page | 24512 / 453 |
| Map Reference | MB 328 PG 63-65 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2020121600093 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1276 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1319 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1276 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1319 |
| Document Number | 0244122398 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1276 BLUFFVIEW RIDGE DR CHESTERFIELD MO 630051319, CHESTERFIELD, MO 63005-1319 |
| Document Number | 0244122398 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 024412/002398 |
| Instrument | 333 |
| Name | COMMERCIAL BK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1276 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1319 |
| Document Number | 0238583251 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1276 BLUFFVIEW RIDGE DR CHESTERFIELD MO 630051319, CHESTERFIELD, MO 63005-1319 |
| Document Number | 0238583251 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 023858/003251 |
| Instrument | 485 |
| Name | COMMERCIAL BK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 29, 2049 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,760 (-) Land $35,210 Building $89,550 | $656,600 (-) Land $185,300 Building $471,300 | |
| 2025 | $8,266.00 (-0.28%) | $124,760 (+7.17%) Land $35,210 Building $89,550 | $656,600 (+7.17%) Land $185,300 Building $471,300 |
| 2024 | $8,289.00 (+2.66%) | ||
| 2023 | $8,074.00 (+9.42%) | $116,410 (+17.24%) Land $17,590 Building $98,820 | $612,700 (+17.24%) Land $92,600 Building $520,100 |
| 2022 | $7,379.00 | $99,290 Land $19,360 Building $79,930 | |
| 2021 | $522,600 Land $101,900 Building $420,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 7 (1985–2015) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | May 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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