1280 Bluffview Ridge Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 1280 Bluffview Ridge Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,217 sqft · built 1995
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$549,900 (May 2020)
Tax Bill	$7,567 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18U-51-0502`

Property Details

APN / Parcel Number

Primary APN	`18U-51-0502`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,217 sqft Living Area
Gross Area	4,963 sqft
1st Floor Area	1,046 sqft
Basement Area	1,074 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	110 ft deep x 81 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Patio Area	56 sqft
Balcony Area	51 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1280 BLUFFVIEW RIDGE DR
City	CHESTERFIELD
State	MO
Zip	63005-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	BLUFFS OF WILDHORSE (THE) LOT 7
Legal Subdivision	BLUFFS OF WILDHORSE (THE)
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1018
Census Tract	221629

Owner

1280 Bluffview Ridge Dr is owned and occupied by two individuals who bought it in May 2020.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1280 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Prior Sale	Dec 23, 2016
Deed Document Number	2020253
Deed Book / Page	24028 / 1654
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	0000000104
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 1, 2020
Property Address	1280 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1319
Document Number	0240281654
Book / Page	24028 / 1654
Map Reference	MB 328 PG 63-65
Instrument Date	Apr 7, 2020
Instrument	2020050100253
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	SECURITY TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1319

Mortgage

Document Number	2020050100254
Date	May 1, 2020
Instrument	2020050100254

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1280 Bluffview Ridge Dr was $7,567, down 2.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,680 (-) Land $35,070 Building $73,610	$572,000 (-) Land $184,600 Building $387,400
2025	$7,567.00 (-2.9%)	$108,680 Land $35,070 Building $73,610	$572,000 Land $184,600 Building $387,400
2024	$7,793.00 (+2.66%)
2023	$7,591.00 (+9.48%)	$109,420 (+17.28%) Land $17,540 Building $91,880	$575,900 Land $92,300 Building $483,600
2022	$6,934.00	$93,300 Land $19,290 Building $74,010
2021			$491,000 Land $101,500 Building $389,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1280 Bluffview Ridge Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	7 (1985–2015)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1280 Bluffview Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20