1281 3rd St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1281 3rd St, Los Osos, CA 93402

Property Summary

Property TypeResidential
Details2 bd · 1 ba · 1,047 sqft · built 1958
Lot Size0.144 acres (6,250 sqft)
OwnerCompany Name on Record
Tax Bill$5,050 (2025)
Flood ZoneZone X (minimal risk)
APN038-101-023

Property Details

APN / Parcel Number

Primary APN038-101-023

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,047 sqft Gross Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area6,250 sqft (0.144 acres)

Location & Zoning

Street Address1281 3RD ST
CityLOS OSOS
StateCA
Zip93402-1115
Property CategoryResidential
Property TypeResidential > Specialized > Other
Local Zoning CodeCR
Legal DescriptionTN EL MORO BL 33 LTS 34 & 35
Legal SubdivisionTOWN/EL MORO
Legal Block33
Legal Lot Number34,35
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1027
Census Tract10701

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address176 BAYSHORE DR, MORRO BAY, CA 93442-2762
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 16, 1995
Transfer Doc0000010569
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$219,709 (+2%) Land $83,446 Building $136,263
2025$5,050.00 (+0.48%) Homeowner's exemption$215,402 (+4.04%) Land $81,810 Building $133,592
2023$5,026.00 (+3.89%) Homeowner's exemption$207,039 Land $78,634 Building $128,405
2022$4,838.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1992–1995)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.

Nearby Properties on 3rd St

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