1305 3rd St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1305 3rd St, Los Osos, CA 93402

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.144 acres (6,250 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Sep 2018)
Tax Bill$2,705 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN038-182-050

Property Details

APN / Parcel Number

Primary APN038-182-050

Exterior

Lot Area6,250 sqft (0.144 acres)

Location & Zoning

Street Address1305 3RD ST
CityLOS OSOS
StateCA
Zip93402-1117
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeCR
Legal DescriptionTN EL MORO BL 64 LTS 1 & 2
Legal SubdivisionEL MORO
Legal Block64
Legal Lot Number1,2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1018
Census Tract10701

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1305 3RD ST, LOS OSOS, CA 93402-1117
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · Commercial Mortgage
TOODLELOO LLC
Apr 23, 2024Intrafamily Transfer, Transfer · Commercial Mortgage
WICKERSHAM FAMILY TRUST
Dec 17, 2021Gift Deed, Transfer
Dec 17, 2021Intrafamily Transfer, Transfer
Sep 26, 2018Grant Deed, Transfer · Conventional with PMI
RUPERT C CHOWINS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2018 · Amount on Record
Deed SaleSep 26, 2018 · Amount on Record
Prior SaleNov 21, 2014 · Amount on Record
Deed Document Number201839808
Last Transfer DateApr 15, 2024
Transfer Doc0000010622
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1305 3RD ST, LOS OSOS, CA 93402-1117
Transaction TypeMortgage
Record UpdatedApr 7, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 3RD ST, LOS OSOS, CA 93402-1117

Mortgage

Document Number0000007993
DateMar 17, 2026
Instrument2026007993
Lender
NameTOODLELOO LLC
TypeNon-Lending Institution
AddressORMOND BEACH, FL 32176
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 23, 2024
Property Address1305 3RD ST, LOS OSOS, CA 93402-1117
Document Number0000010622
Map ReferenceMB A PG 80
Instrument DateApr 15, 2024
Instrument2024010622
Transaction TypeTransfer
Record UpdatedMay 2, 2024
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1792 7TH ST, LOS OSOS, CA 93402-2114

Mortgage

Document Number0000010623
DateApr 23, 2024
Instrument2024010623
Lender
NameWICKERSHAM FAMILY TRUST
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 17, 2021
Property Address1305 3RD ST, LOS OSOS, CA 93402-1117
Document Number0000082415
Map ReferenceMB A PG 80
Instrument DateDec 16, 2021
Instrument2021082415
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1792 7TH ST, LOS OSOS, CA 93402-2114

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 17, 2021
Property Address1305 3RD ST, LOS OSOS, CA 93402-1117
Document Number0000082414
Map ReferenceMB A PG 80
Instrument DateDec 16, 2021
Instrument2021082414
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1792 7TH ST, LOS OSOS, CA 93402-2114

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 26, 2018
Property Address1305 3RD ST, LOS OSOS, CA 93402-1117
Document Number0000039808
Instrument DateAug 2, 2018
Instrument39808
Transaction TypeTransfer
Record UpdatedOct 9, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$231.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1792 7TH ST LOS OSOS CA 934022114, LOS OSOS, CA 93402-2114

Mortgage

Document Number39809
DateSep 26, 2018
Instrument39809
Lender
NameRUPERT C CHOWINS
AddressPO BOX 173859, DENVER, CO 80217-3859
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$227,712 (+2%) Land $227,712
2025$2,705.00 (+1.58%)$223,248 (+4.04%) Land $223,248
2024$2,663.00 (+1.68%)
2023$2,619.00 (+6.12%)$214,580 Land $214,580
2022$2,468.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1992–1995)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.

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