1262 3RD ST #B LOS OSOS CA 934021116, B, LOS OSOS, CA 93402-1116
Mortgage
Document Number
0000029505
Date
Jul 19, 2018
Instrument
29505
Lender
Name
BANK OF AMERICA
Type
Bank
Address
TAMPA, FL 33634
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
December 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
1262 3RD ST # A, A, LOS OSOS, CA 93402-1116
Document Number
0000000978
Instrument Date
Dec 11, 2017
Transaction Type
Mortgage
Record Updated
Jan 18, 2018
Title Company
OTHER
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
1262 3RD ST #B LOS OSOS CA 934021116, B, LOS OSOS, CA 93402-1116
Mortgage
Document Number
0000000978
Date
Jan 10, 2018
Instrument
978
Lender
Name
JG WENTWORTH HM LNDG
Address
WOODBRIDGE, VA 22192
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 9, 2048
December 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
1262 3RD ST # A, A, LOS OSOS, CA 93402-1116
Document Number
0000019073
Instrument Date
Dec 11, 2017
Transaction Type
Mortgage
Record Updated
May 23, 2018
Title Company
SOLIDIFI TITLE AND CLOSING
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
1262 3RD ST #B LOS OSOS CA 934021116, B, LOS OSOS, CA 93402-1116
Mortgage
Document Number
0000019073
Date
May 10, 2018
Instrument
19073
Lender
Name
JG WENTWORTH HM LNDG
Address
WOODBRIDGE, VA 22192
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 9, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 1262 3rd St, #A was $9,374.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
San Luis Obispo County
Unified School District
San Luis Coastal Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$512,643 (+2%)Land $187,551Building $325,092
2025
$9,374.00
$502,592Land $183,874Building $318,718
2023
$8,856.00 (+3.35%)
$483,078Land $176,735Building $306,343
2022
$8,569.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 1262 3rd St, #A in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
8 in force
Nearby Flood Claims
4 (1992–1995)
Claims Outside the SFHA
4 of 4
Most Recent Claim
Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event
Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1262 3rd St, #A is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source
Groundwater
Last State Inspection
Mar 2023
Lead
1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Starlink Satellite
280 / 30
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.