12806 River Rd, Plano, IL 60545 Property Records

Kendall County property record for 12806 River Rd, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 620 sqft · built 1925
Lot Size	4.08 acres (177,772 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2017)
Tax Bill	$10,064 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-36-100-032`

Property Details

APN / Parcel Number

Primary APN	`01-36-100-032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	620 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	620 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	177,772 sqft
Garage Type	Attached
Garage Area	360 sqft
Shed	1 Shed
Shed Area	2,604 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12806 RIVER RD
City	PLANO
State	IL
Zip	60545-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT O MINNETONKA SPRINGS SEC 36-37-6
Legal Range	06E
Legal Township	37N
Legal Section	36
Legal Subdivision	MINNETONKA SPRINGS
Legal Lot Number	O
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3118
Census Tract	890501

Owner

12806 River Rd is owned and occupied by an individual who acquired it in April 2020.

Source: Kendall County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	12806 RIVER RD, PLANO, IL 60545-9597
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Deed Document Number	201711588
Last Transfer Date	Apr 21, 2020
Transfer Doc	0000008548
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	May 21, 2020
Property Address	12806 RIVER RD, PLANO, IL 60545-9597
Document Number	0000008548
Instrument Date	Apr 21, 2020
Instrument	202000008548
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12806 RIVER RD, PLANO, IL 60545-9597

Mortgage

Document Number	0000008549
Date	May 21, 2020
Instrument	202000008549

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 26, 2017
Property Address	12806 RIVER RD, PLANO, IL 60545-9597
Document Number	0000011588
Instrument Date	Jul 21, 2017
Instrument	201700011588
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	FIDELITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12806 RIVER RD, PLANO, IL 60545-9597

Mortgage

Document Number	0000011589
Date	Jul 26, 2017
Instrument	201700011589

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 12806 River Rd was $10,064, down 2.4% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,064.00 (-2.36%)	$155,316 Land $44,796 Building $110,520	$465,948 Land $134,388 Building $331,560
2024	$10,307.00
2022		$122,948 Land $33,257 Building $89,691	$368,844 Land $99,771 Building $269,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12806 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12806 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Rise Broadband, Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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