Kendall County property record for 12881 River Rd, Plano, IL 60545
| Property Type | Single Family Home |
|---|---|
| Details | 3,072 sqft · built 1930 |
| Lot Size | 12.9 acres (563,653 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (May 2017) |
| Tax Bill | $7,072 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-36-100-023 |
| Primary APN | 01-36-100-023 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,072 sqft Living Area |
| Gross Area | 7,896 sqft |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 563,653 sqft |
| Shed | 1 Shed |
| Shed Area | 4,104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12881 RIVER RD |
|---|---|
| City | PLANO |
| State | IL |
| Zip | 60545-9596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 36-37-6 |
| Legal Range | 06E |
| Legal Township | 37N |
| Legal Section | 36 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | LITTLE ROCK |
| Census Block Group | 3 |
| Census Block | 3096 |
| Census Tract | 890501 |
12881 River Rd is owned and occupied by two individuals who bought it in May 2017.
Source: Kendall County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12881 RIVER RD, PLANO, IL 60545-9596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK |
| May 8, 2017 | Administrator's Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2017 · Amount on File |
| Deed Sale | May 8, 2017 · Amount on File |
| Deed Document Number | 20176945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 12881 RIVER RD, PLANO, IL 60545-9596 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12881 RIVER RD, PLANO, IL 60545-9596 |
| Document Number | 0000009500 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 202300009500 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | SANDWICH, IL 60548 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | May 8, 2017 |
| Property Address | 12881 RIVER RD, PLANO, IL 60545-9596 |
| Document Number | 0000006945 |
| Map Reference | MB 4 PG 36 |
| Instrument Date | May 3, 2017 |
| Instrument | 6945 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 12881 River Rd was $7,072, up 3.4% from the year before.
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Little Rock Township |
| Unified School District | Yorkville Community Unit School District 115 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,072.00 (+3.38%) | $100,085 Land $19,248 Building $80,837 | $300,255 Land $57,744 Building $242,511 |
| 2024 | $6,841.00 | ||
| 2022 | $76,822 Land $14,118 Building $62,704 | $230,466 Land $42,354 Building $188,112 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12881 River Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1997–2013) |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12881 River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Rise Broadband, Watch TV.
5G (outdoors only) and 4G LTE
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