Kendall County property record for 12712 River Rd, Plano, IL 60545
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,694 sqft · built 1989 |
| Lot Size | 4.83 acres (210,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jan 2026) |
| Tax Bill | $11,424 (2024) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-36-100-021 |
| Primary APN | 01-36-100-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,694 sqft Living Area |
| Gross Area | 4,906 sqft |
| 1st Floor Area | 2,694 sqft |
| Basement Area | 1,588 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 210,830 sqft |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12712 RIVER RD |
|---|---|
| City | PLANO |
| State | IL |
| Zip | 60545-9594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 DOCKSTADERS SUB |
| Legal Subdivision | DOCKSTADERS SUB |
| Legal Lot Number | 3 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | LITTLE ROCK |
| Census Block Group | 3 |
| Census Block | 3118 |
| Census Tract | 890501 |
12712 River Rd is owned and occupied by an individual who bought it in January 2026.
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12712 RIVER RD, PLANO, IL 60545-9594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on File |
| Deed Sale | Jan 16, 2026 · Amount on File |
| Prior Sale | Oct 1, 1987 · Amount on File |
| Deed Document Number | 2026723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 16, 2026 |
| Property Address | 12712 RIVER RD, PLANO, IL 60545-9594 |
| Document Number | 0000000723 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 202600000723 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12712 RIVER RD, PLANO, IL 60545-9594 |
| Document Number | 0000000724 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 202600000724 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate | 6.5% |
|---|
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Little Rock Township |
| Unified School District | Yorkville Community Unit School District 115 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $169,621 (+9.31%) Land $57,151 Building $112,470 | $508,863 (+9.31%) Land $171,453 Building $337,410 | |
| 2024 | $11,424.00 | $155,174 Land $52,283 Building $102,891 | $465,522 Land $156,849 Building $308,673 |
| 2022 | $125,930 Land $42,430 Building $83,500 | $377,790 Land $127,290 Building $250,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12712 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1997–2013) |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12712 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Rise Broadband, Watch TV.
5G (outdoors only) and 4G LTE
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