12806 High Meadows Pike, Prospect, KY 40059 Property Records

Oldham County property record for 12806 High Meadows Pike, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,983 sqft · built 1987
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,000 (Jan 2018)
Tax Bill	$4,848 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-19B-01-72`

Property Details

APN / Parcel Number

Primary APN	`06-19B-01-72`
Alternative APN	`58770`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,983 sqft Living Area
Basement Area	1,425 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	58770
Street Address	12806 HIGH MEADOWS PIKE
City	PROSPECT
State	KY
Zip	40059-8200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .47AC
Legal Subdivision	COVERED BRIDGE FARMS
Legal Block	SEC 1
Legal Lot Number	72
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	2
Census Block	2002
Census Tract	30701

Owner

Source: Oldham County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12806 HIGH MEADOWS PIKE, PROSPECT, KY 40059-8200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Deed Document Number	2018534604
Deed Book / Page	1182 / 123
Prior Transfer Date	Jan 9, 2018
Prior Transfer Doc	D1182/123
Record Updated	Jun 8, 2026

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLDHAM KY
Recording Date	Jan 11, 2018
Property Address	12806 HIGH MEADOWS PIKE, PROSPECT, KY 40059-8200
Document Number	D1182/123
Book / Page	D1182 / 123
Map Reference	MB3 PG159
Instrument Date	Jan 9, 2018
Instrument	534604
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13103 BROADWAY DR, 13103, GOSHEN, KY 40026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12806 HIGH MEADOWS PIKE, PROSPECT, KY 40059-8200

Mortgage

Document Number	534605
Date	Jan 11, 2018
Instrument	534605

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,848.00 (+7.21%)	$390,000 (+7.73%) Land $50,000 Building $340,000	$390,000 (+7.73%) Land $50,000 Building $340,000
2023	$4,522.00	$362,000 Land $50,000 Building $312,000	$362,000 Land $50,000 Building $312,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20