Oldham County property record for 12811 High Meadows Pike, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 1988 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $336,500 (Jun 2016) |
| Tax Bill | $4,479 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19B-01-81 |
| Primary APN | 06-19B-01-81 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 55286 |
|---|---|
| Street Address | 12811 HIGH MEADOWS PIKE |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .37AC |
| Legal Block | SEC 1 |
| Legal Lot Number | 81 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
Source: Oldham County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12811 HIGH MEADOWS PIKE, PROSPECT, KY 40059-9139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage TRUIST BANK |
| Mar 28, 2024 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Sep 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2016 · Amount on Record |
| Deed Sale | Jun 24, 2016 · Amount on Record |
| Prior Sale | Nov 7, 2007 · Amount on Record |
| Deed Document Number | 510382 |
| Deed Book / Page | D1136 / 001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12811 HIGH MEADOWS PIKE, PROSPECT, KY 40059-9139 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12811 HIGH MEADOWS PIKE, PROSPECT, KY 40059-9139 |
| Document Number | 00M2725/40 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | M2725/40 |
| Instrument | 841931 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Oct 2, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12811 HIGH MEADOWS PIKE, PROSPECT, KY 40059-9139 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M2653/840 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | M2653/840 |
| Instrument | 759216 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12811 HIGH MEADOWS PIKE, PROSPECT, KY 40059-9139 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | SIGNATURE TITLE, SIGNATURE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M2515/800 |
|---|---|
| Date | May 14, 2021 |
| Book Page | M2515/800 |
| Instrument | 636401 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12811 HIGH MEADOWS PIKE, PROSPECT, KY 40059-9139 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | SIGNATURE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M2366/0365 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | M2366/0365 |
| Instrument | 556824 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,479.00 (+6.47%) | $360,000 (+6.98%) Land $50,000 Building $310,000 | $360,000 (+6.98%) Land $50,000 Building $310,000 |
| 2023 | $4,207.00 | $336,500 Land $50,000 Building $286,500 | $336,500 Land $50,000 Building $286,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures