Oldham County property record for 12801 High Meadows Pike, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,210 sqft · built 1988 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Feb 2022) |
| Tax Bill | $5,402 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19B-01-90 |
| Primary APN | 06-19B-01-90 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,210 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 69989 |
|---|---|
| Street Address | 12801 HIGH MEADOWS PIKE |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .51AC |
| Legal Block | SEC 1 |
| Legal Lot Number | 90 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
Source: Oldham County records · APN 06-19B-01-90
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12801 HIGH MEADOWS PIKE, PROSPECT, KY 40059-9137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 07, 2022 | Deed, Transfer · FHA Mortgage BAY EQUITY LLC |
| Jun 22, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2022 · Amount on Record |
| Deed Sale | Feb 07, 2022 · Amount on Record |
| Prior Sale | Feb 05, 2013 · Amount on Record |
| Deed Document Number | 676706 |
| Deed Book / Page | D1317 / 391 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Feb 07, 2022 |
| Property Address | 12801 HIGH MEADOWS PIKE, PROSPECT, KY 40059-9137 |
| Document Number | 0D1317/391 |
| Book / Page | D1317 / 391 |
| Map Reference | MB 3 PG 159 |
| Instrument Date | Feb 02, 2022 |
| Instrument | 676706 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 991 BRETTS WAY, 991, LA GRANGE, KY 40031 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12801 HIGH MEADOWS PIKE, PROSPECT, KY 40059-9137 |
| Document Number | 0000676709 |
|---|---|
| Date | Feb 07, 2022 |
| Instrument | 676709 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12801 HIGH MEADOWS PIKE, PROSPECT, KY 40059-9137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2423/403 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | M2423/403 |
| Instrument | 579016 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,402.00 (-0.39%) | $435,000 (-) Land $60,000 Building $375,000 | $435,000 (-) Land $60,000 Building $375,000 |
| 2023 | $5,423.00 | $435,000 Land $60,000 Building $375,000 | $435,000 Land $60,000 Building $375,000 |
Source: FEMA National Flood Hazard Layer as of October 15, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 229 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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