12805 Elgin Ave, Lubbock, TX 79423 Property Records

Lubbock County property record for 12805 Elgin Ave, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,240 sqft · built 2015
Lot Size	0.744 acres (32,431 sqft)
Owner	Individual Name on File
Tax Bill	$8,216 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R324967`

Property Details

APN / Parcel Number

Primary APN	`R324967`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,240 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	32,431 sqft (0.744 acres)
Garage Area	509 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12805 ELGIN AVE
City	LUBBOCK
State	TX
Zip	79423-6162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA MIA ESTATES L 98
Legal Subdivision	BELLA MIA ESTATES
Legal Lot Number	980
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1075
Census Tract	10512

Owner

12805 Elgin Ave is owned and occupied by an individual who acquired it in April 2019.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12805 ELGIN AVE, LUBBOCK, TX 79423-6162
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2019	Vendor's Lien, Transfer · FHA Mortgage PRIMEWEST MORTGAGE CORP
Aug 23, 2017	Vendor's Lien, Transfer · FHA Mortgage CITY BANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019
Deed Sale	Apr 22, 2019
Prior Sale	Aug 23, 2017
Deed Document Number	2019014133
Record Updated	Jun 8, 2026

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 22, 2019
Property Address	12805 ELGIN AVE, LUBBOCK, TX 79423-6162
Document Number	0000014133
Map Reference	DOC 2014033153
Instrument Date	Apr 18, 2019
Instrument	2019014133
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12805 ELGIN AVE, LUBBOCK, TX 79423-6162

Mortgage

Document Number	0000014134
Date	Apr 22, 2019
Instrument	2019014134

Lender

Name	PRIMEWEST MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 23, 2017
Property Address	12805 ELGIN AVE, LUBBOCK, TX 79423-6162
Document Number	0000030682
Map Reference	CLERK2014027918
Instrument Date	Aug 23, 2017
Instrument	2017030682
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	JOY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12805 ELGIN AVE, LUBBOCK, TX 79423-6162

Mortgage

Document Number	0000030683
Date	Aug 23, 2017
Instrument	2017030683

Lender

Name	CITY BANK MORTGAGE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12805 Elgin Ave was $8,216, down 0.2% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,216.00 (-0.17%)	$397,109 Land $37,500 Building $359,609	$397,109 Land $37,500 Building $359,609
2024	$8,230.00 (+6.18%)
2023	$7,751.00 (+1.84%)	$368,399 Land $37,500 Building $330,899	$368,399 Land $37,500 Building $330,899
2022	$7,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12805 Elgin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12805 Elgin Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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