12801 E Edgewater Rd, Albany, IN 47320 Property Records

Delaware County property record for 12801 E Edgewater Rd, Albany, IN 47320

Property Summary

Property Type	Residential
Details	built 1920
Lot Size	1.87 acres (81,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,100 (Sep 2025)
Tax Bill	$181 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-11-200-007.000-004`

Property Details

APN / Parcel Number

Primary APN	`18-08-11-200-007.000-004`
Alternative APN	`0811200007000`

Interior

Plumbing Fixtures	5 Plumbing Fixtures

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	81,719 sqft (1.87 acres)
Shed	1 Shed
Shed Area	576 sqft

Location & Zoning

Account Number	08 11 200 007 000
Street Address	12801 E EDGEWATER RD
City	ALBANY
State	IN
Zip	47320-9069
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	PT E HLF NE QTR STR: 112111 AC: 1.876000
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	4
Census Block	4028
Census Tract	2700

Owner

Source: Delaware County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14700 E TERRITORY DR, PRESCOTT VALLEY, AZ 86315-8029
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK NA
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Jan 17, 2014
Deed Document Number	202512798
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Sep 25, 2025
Property Address	12801 E EDGEWATER RD, ALBANY, IN 47320-9069
Document Number	2025R12798
Map Reference	PG 0481
Instrument Date	Sep 19, 2025
Instrument	2025R12798
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14700 E TERRITORY DR, PRESCOTT VALLEY, AZ 86315-8029

Mortgage

Document Number	2025R12799
Date	Sep 25, 2025
Instrument	2025R12799

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	12801 E EDGEWATER RD, ALBANY, IN 47320-9069
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R16168
Date	Dec 13, 2023
Instrument	2023R16168

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	12801 E EDGEWATER RD, ALBANY, IN 47320-9069
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R13894
Date	Oct 23, 2017
Instrument	2017R13894

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$181.00 (-5.24%)	$9,400 (-) Land $8,000 Building $1,400	$9,400 (-) Land $8,000 Building $1,400
2024	$191.00 (-5.91%)	$9,400 (-5.05%) Land $8,000 Building $1,400	$9,400 (-5.05%) Land $8,000 Building $1,400
2023	$203.00 (+18.71%)	$9,900 (+1.02%) Land $8,000 Building $1,900	$9,900 (+1.02%) Land $8,000 Building $1,900
2022	$171.00 (-5%)	$9,800 Land $8,000 Building $1,800	$9,800 Land $8,000 Building $1,800
2021	$180.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Verizon, Watch TV.

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