11881 E Edgewater Rd, Albany, IN 47320 Property Records

Delaware County property record for 11881 E Edgewater Rd, Albany, IN 47320

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,264 sqft · built 1960
Lot Size	40.8 acres (1,779,862 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jul 2016)
Tax Bill	$2,176 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`18-08-11-100-006.000-004`

Property Details

APN / Parcel Number

Primary APN	`18-08-11-100-006.000-004`
Alternative APN	`0811100006000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,264 sqft Living Area
1st Floor Area	3,264 sqft
Basement Area	256 sqft
Unfinished Basement	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	1,779,862 sqft (40.8 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	240 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	08 11 100 006 000
Street Address	11881 E EDGEWATER RD
City	ALBANY
State	IN
Zip	47320-9282
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW QTR 40.8600ACRES STR: 112111 IN: OUT:
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	4
Census Block	4028
Census Tract	2700

Owner

11881 E Edgewater Rd, a rural home, is owned and occupied by an individual who bought it in July 2016.

Source: Delaware County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	11881 E EDGEWATER RD, ALBANY, IN 47320-9282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Apr 8, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT
Apr 27, 2017	Deed of Trust, Mortgage · VA Mortgage 360 MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2016 · Amount on File
Deed Sale	Jul 7, 2016 · Amount on File
Deed Document Number	20167755
Prior Transfer Date	Jun 10, 2016
Prior Transfer Doc	2016R07755
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	11881 E EDGEWATER RD, ALBANY, IN 47320-9282
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R16437
Date	Oct 31, 2022
Instrument	2022R16437

Lender

Name	SPRING EQ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	11881 E EDGEWATER RD, ALBANY, IN 47320-9282
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R05411
Date	Apr 8, 2021
Instrument	2021R05411

Lender

Name	VILLAGE CAPITAL & INVESTMENT
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	11881 E EDGEWATER RD, ALBANY, IN 47320-9282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R05103
Date	Apr 27, 2017
Instrument	2017R05103

Lender

Name	360 MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 11881 E Edgewater Rd was $2,176, down 0.5% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,176.00 (-0.55%)	$268,100 Land $48,900 Building $219,200	$268,100 Land $48,900 Building $219,200
2024	$2,188.00 (-15.33%)
2023	$2,584.00 (+5.21%)	$277,600 (+3.97%) Land $35,200 Building $242,400	$277,600 (+3.97%) Land $35,200 Building $242,400
2022	$2,456.00 (+19.86%)	$267,000 Land $32,000 Building $235,000	$267,000 Land $32,000 Building $235,000
2021	$2,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11881 E Edgewater Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11881 E Edgewater Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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