12331 E Edgewater Rd, Albany, IN 47320 Property Records

Delaware County property record for 12331 E Edgewater Rd, Albany, IN 47320 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,238 sqft · built 1885
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$236,300 (Oct 2016)
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`18-08-11-200-001.000-004`

Property Details

APN / Parcel Number

Primary APN	`18-08-11-200-001.000-004`
Alternative APN	`0811200001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,238 sqft Living Area
1st Floor Area	3,238 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Granary	Granary

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	08 11 200 001 000
Street Address	12331 E EDGEWATER RD
City	ALBANY
State	IN
Zip	47320-9284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W HLF NE QTR STR: 112111 AC: 5.00
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	4
Census Block	4028
Census Tract	2700

Owner

Source: Delaware County records · APN 18-08-11-200-001.000-004

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12331 E EDGEWATER RD, ALBANY, IN 47320-9284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2016 · Amount on Record
Deed Sale	Oct 26, 2016 · Amount on Record
Prior Sale	Nov 18, 2014 · Amount on Record
Deed Document Number	201613723
Prior Transfer Date	Oct 08, 2016
Prior Transfer Doc	2016R13723
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	12331 E EDGEWATER RD, ALBANY, IN 47320-9284
Transaction Type	Mortgage
Record Updated	Aug 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R09552
Date	Jul 29, 2019
Instrument	2019R09552

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2034

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	12331 E EDGEWATER RD, ALBANY, IN 47320-9284
Transaction Type	Mortgage
Record Updated	Aug 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R09939
Date	Jun 17, 2021
Instrument	2021R09939

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	12331 E EDGEWATER RD, ALBANY, IN 47320-9284
Transaction Type	Mortgage
Record Updated	Aug 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R04348
Date	Mar 16, 2022
Instrument	2022R04348

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 28, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,326.00 (+2.97%)	$297,800 (+22.45%) Land $34,300 Building $263,500	$297,800 (+22.45%) Land $34,300 Building $263,500
2024	$2,259.00 (+2.45%)
2023	$2,205.00 (+5.15%)	$243,200 (+3.49%) Land $34,000 Building $209,200	$243,200 (+3.49%) Land $34,000 Building $209,200
2022	$2,097.00 (+19.22%)	$235,000 Land $33,500 Building $201,500	$235,000 Land $33,500 Building $201,500
2021	$1,759.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (18035C), updated September 12, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180350027004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2011)
Most Recent Claim	Mar 2011, rainfall accumulation
Claims By Storm	Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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