1280 Vista de Lomas, Bonsall, CA 92003 Property Records

San Diego County property record for 1280 Vista de Lomas, Bonsall, CA 92003

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,040 sqft · built 2006
Lot Size	4.13 acres (180,338 sqft)
Owner	2 Individual Names on File
Last Sale	$1,341,500 (May 2006)
Tax Bill	$19,187 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-490-13-00`

Property Details

APN / Parcel Number

Primary APN	`126-490-13-00`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,040 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	180,338 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1280 VISTA DE LOMAS
City	BONSALL
State	CA
Zip	92003-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 39 TR 014899
Legal Subdivision	SAN DIEGO 5037-3
Legal Tract	014899
Legal Block	4
Legal Lot Number	39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4007
Census Tract	18803

Owner

Source: San Diego County records · APN 126-490-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1280 VISTA DE LOMAS, BONSALL, CA 92003-6118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2006 · Amount on Record
Deed Sale	May 18, 2006 · Amount on Record
Deed Document Number	2006351723
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1280 VISTA DE LOMAS, BONSALL, CA 92003-6118
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 VISTA DE LOMAS, BONSALL, CA 92003-6118

Mortgage

Document Number	0000592327
Date	Oct 01, 2020
Instrument	2020-0592327

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,869,264 (+2%) Land $696,895 Building $1,172,369
2025	$19,187.00 (+14.56%) Homeowner's exemption	$1,832,613 (+14.54%) Land $683,231 Building $1,149,382
2023	$16,749.00 (+8.16%) Homeowner's exemption	$1,600,000 Land $592,000 Building $1,008,000
2022	$15,486.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 32 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.