San Diego County property record for 1275 Vista de Lomas, Bonsall, CA 92003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,414 sqft · built 2006 |
| Lot Size | 4.15 acres (180,774 sqft) |
| Owner | Company Name on File |
| Last Sale | $562,000 (Jun 2012) |
| Tax Bill | $7,507 (2025) |
| Deeds & Mortgages | May 2023 Reverse Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-490-02-00 |
| Primary APN | 126-490-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,414 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 180,774 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1275 VISTA DE LOMAS |
|---|---|
| City | BONSALL |
| State | CA |
| Zip | 92003-6118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 TR 014899 |
| Legal Subdivision | BONSALL 5037-3 |
| Legal Tract | 014899 |
| Legal Block | 4 |
| Legal Lot Number | 28 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 18803 |
Source: San Diego County records · APN 126-490-02-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1275 VISTA DE LOMAS, BONSALL, CA 92003-6118 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 18, 2023 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 18, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 05, 2021 | Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Sep 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2012 · Amount on Record |
| Deed Sale | Jun 22, 2012 · Amount on Record |
| Prior Sale | Apr 14, 2006 · Amount on Record |
| Deed Document Number | 2012365717 |
| Last Transfer Date | May 11, 2023 |
| Transfer Doc | 0000130600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 18, 2023 |
| Property Address | 1275 VISTA DE LOMAS, BONSALL, CA 92003-6118 |
| Document Number | 0000130600 |
| Map Reference | MAP 14899 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023-0130600 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Title Company | FC TITLE, FNC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1275 VISTA DE LOMAS, BONSALL, CA 92003-6118 |
| Document Number | 0000130601 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 2023-0130601 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1275 VISTA DE LOMAS, BONSALL, CA 92003-6118 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 1275 VISTA DE LOMAS, BONSALL, CA 92003-6118 |
| Document Number | 0000723862 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-0723862 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 18, 2020 |
| Property Address | 1275 VISTA DE LOMAS, BONSALL, CA 92003-6118 |
| Document Number | 0000816813 |
| Map Reference | MAP 14899 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2020-0816813 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1275 VISTA DE LOMAS, BONSALL, CA 92003-6118 |
| Document Number | 0000816814 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020-0816814 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 05, 2021 |
| Property Address | 1275 VISTA DE LOMAS, BONSALL, CA 92003-6118 |
| Document Number | 0000003872 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 3872 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1275 VISTA DE LOMAS BONSALL CA 920036118, BONSALL, CA 92003-6118 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1275 VISTA DE LOMAS, BONSALL, CA 92003-6118 |
| Document Number | 0000407613 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1275 VISTA DE LOMAS BONSALL CA 920036118, BONSALL, CA 92003-6118 |
| Document Number | 0000407613 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 407613 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $730,057 (+2%) Land $320,288 Building $409,769 | |
| 2025 | $7,507.00 (+1.38%) Homeowner's exemption | $715,743 (+4.04%) Land $314,008 Building $401,735 |
| 2024 | $7,405.00 (+2.24%) | |
| 2023 | $7,243.00 (-15.9%) Homeowner's exemption | $687,951 Land $301,815 Building $386,136 |
| 2022 | $8,612.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | About 1 in 277 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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