San Diego County property record for 1177 Vista de Lomas, Bonsall, CA 92003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,417 sqft · built 2006 |
| Lot Size | 4.13 acres (179,903 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,010,000 (May 2007) |
| Tax Bill | $14,661 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2021 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-490-04-00 |
| Primary APN | 126-490-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,417 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 179,903 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1177 VISTA DE LOMAS |
|---|---|
| City | BONSALL |
| State | CA |
| Zip | 92003-6117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 30 TR 014899 |
| Legal Subdivision | BONSAI 5037-3 |
| Legal Tract | 014899 |
| Legal Block | 4 |
| Legal Lot Number | 30 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 18803 |
Source: San Diego County records · APN 126-490-04-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1177 VISTA DE LOMAS, BONSALL, CA 92003-6117 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Dec 27, 2021 | Intrafamily Transfer, Transfer |
| Sep 16, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 09, 2017 | Deed of Trust, Mortgage · Line of Credit COMPASS BANK |
| Dec 02, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 23, 2007 · Amount on Record |
| Deed Sale | May 23, 2007 · Amount on Record |
| Deed Document Number | 2007349857 |
| Last Transfer Date | Dec 15, 2021 |
| Transfer Doc | 0000865443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1177 VISTA DE LOMAS, BONSALL, CA 92003-6117 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 1177 VISTA DE LOMAS, BONSALL, CA 92003-6117 |
| Document Number | 0000394484 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021-0394484 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 27, 2021 |
| Property Address | 1177 VISTA DE LOMAS, BONSALL, CA 92003-6117 |
| Document Number | 0000865443 |
| Map Reference | MAP 14899 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021-0865443 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1177 VISTA DE LOMAS, BONSALL, CA 92003-6117 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 16, 2021 |
| Property Address | 1177 VISTA DE LOMAS, BONSALL, CA 92003-6117 |
| Document Number | 0000656628 |
| Map Reference | MAP 14899 |
| Instrument Date | Sep 09, 2021 |
| Instrument | 2021-0656628 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1177 VISTA DE LOMAS, BONSALL, CA 92003-6117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000259461 |
|---|---|
| Date | Jun 09, 2017 |
| Instrument | 2017-0259461 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | OCEANSIDE, CA 92054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | May 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1177 VISTA DE LOMAS, BONSALL, CA 92003-6117 |
| Document Number | 0000573912 |
| Instrument Date | Dec 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 1177 VISTA DE LOMAS BONSALL CA 920036117, BONSALL, CA 92003-6117 |
| Document Number | 0000573912 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 573912 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1177 VISTA DE LOMAS, BONSALL, CA 92003-6117 |
| Document Number | 0000461702 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1177 VISTA DE LOMAS BONSALL CA 920036117, BONSALL, CA 92003-6117 |
| Document Number | 0000461702 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 461702 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 14, 2034 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,427,817 (+2%) Land $498,795 Building $929,022 | |
| 2025 | $14,661.00 (+4.01%) Homeowner's exemption | $1,399,821 (+4.04%) Land $489,015 Building $910,806 |
| 2023 | $14,096.00 (+7.32%) Homeowner's exemption | $1,345,467 Land $470,027 Building $875,440 |
| 2022 | $13,134.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 32 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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