1280 E 4th St, Franklin, OH 45005 Property Records

Warren County property record for 1280 E 4th St, Franklin, OH 45005 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1978
Square Footage2,161 sqft Living Area
Lot Size387,945 sqft (8.9 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2018)
Tax Bill$7,525.00 (2025)

Owner

Source: Warren County records · APN 04-25-426-001-0

Assessment roll updated February 9, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1280 E 4TH ST, FRANKLIN, OH 45005-1836
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Oct 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Dec 03, 2018Warranty Deed, Transfer · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 2018 · Amount on Record
Deed SaleDec 03, 2018 · Amount on Record
Prior SaleOct 17, 2013 · Amount on Record
Deed Doc Number201834356
Prior Transfer DateNov 30, 2018
Prior Transfer Doc0000034356
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address1280 E 4TH ST, FRANKLIN, OH 45005-1836
Document Number0000049837
Instrument DateDec 01, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1280 E 4TH ST FRANKLIN OH 450051836, FRANKLIN, OH 45005-1836

Mortgage

Document Number0000049837
DateDec 08, 2020
Instrument49837
Lender
NameUNION SVGS
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 07, 2035

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address1280 E 4TH ST, FRANKLIN, OH 45005-1836
Document Number0000032412
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1280 E 4TH ST FRANKLIN OH 450051836, FRANKLIN, OH 45005-1836

Mortgage

Document Number0000032412
DateOct 29, 2019
Instrument32412
Lender
NameUNION SVGS
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 28, 2034

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateDec 03, 2018
Property Address1280 E 4TH ST, FRANKLIN, OH 45005-1836
Document Number0000034356
Instrument DateNov 30, 2018
Instrument34356
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1280 E 4TH ST FRANKLIN OH 450051836, FRANKLIN, OH 45005-1836

Mortgage

Document Number34357
DateDec 03, 2018
Instrument34357
Lender
NameUNION SVGS
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 02, 2048

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionFranklin Township
MunicipalityFranklin City
Unified School DistrictFranklin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,525.00 (+30.98%)$146,070 (+34.2%) Land $65,060 Building $81,010$417,350 (+34.2%) Land $185,890 Building $231,460
2023$5,745.00 (+3.31%) Homeowner's exemption$108,847 (-) Land $42,823 Building $66,024
2022$5,561.00 Homeowner's exemption$108,847 Land $42,823 Building $66,024$310,990 (-) Land $122,350 Building $188,640
2021$310,990 Land $122,350 Building $188,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN04-25-426-001-0
Alternative APNs
  • 0425426001
  • 425426001
  • 2125251

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area2,161 sqft Living Area
Gross Area2,740 sqft Gross Area
1st Floor2,161 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeBrick Construction
Lot Area387,945 sqft (8.9 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area579 sqft Garage
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2125251
Street Address1280 E 4TH ST
CityFRANKLIN
StateOH
Zip45005-1836
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFOURTH
Legal Range5
Legal Township2
Legal Section25
Legal SubdivisionFOURTH
Legal Block251
JurisdictionWARREN OH
Minor Civil DivisionFRANKLIN
Census Blockgroup2
Census Block2038
Census Tract30501

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