Warren County property record for 1028 E 4th St, Franklin, OH 45005 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 1983 |
| Lot Size | 4.92 acres (214,577 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $169,900 (Mar 2002) |
| Tax Bill | $5,283 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 04-25-253-004-0 |
| Primary APN | 04-25-253-004-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 950 sqft |
| Finished Basement | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 214,577 sqft (4.92 acres) |
| Porch | Open Porch |
| Porch Area | 352 sqft |
| Pole Barn | 1,944 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2147114 |
|---|---|
| Old Parcel Number | 0425253004 |
| Street Address | 1028 E 4TH ST |
| City | FRANKLIN |
| State | OH |
| Zip | 45005-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 -2-25 4.9260 AC. |
| Legal Range | 05 |
| Legal Township | 02 |
| Legal Section | 25 |
| Legal Subdivision | FRANKLIN |
| Legal Block | 253 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 30501 |
Source: Warren County records · APN 04-25-253-004-0
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | PO BOX 20005, OWENSBORO, KY 42304-0005 |
| Date | Document |
|---|---|
| May 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2002 · Amount on Record |
| Deed Sale | Mar 05, 2002 · Amount on Record |
| Deed Document Number | 0000246987 |
| Deed Book / Page | 2469 / 87 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 1028 E 4TH ST, FRANKLIN, OH 45005-1834 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000014842 |
|---|---|
| Date | May 02, 2022 |
| Instrument | 2022-014842 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 1028 E 4TH ST, FRANKLIN, OH 45005-1834 |
| Document Number | 0000007203 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1028 E 4TH ST FRANKLIN OH 450051834, FRANKLIN, OH 45005-1834 |
| Document Number | 0000007203 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 7203 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 02, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Franklin Township |
| Municipality | Franklin City |
| Unified School District | Franklin City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,283.00 (+29.9%) | $102,599 (+33.3%) Land $45,430 Building $57,169 | $293,140 (+33.3%) Land $129,800 Building $163,340 |
| 2023 | $4,067.00 (+3.3%) Homeowner's exemption | $76,969 (-) Land $30,496 Building $46,473 | |
| 2022 | $3,937.00 Homeowner's exemption | $76,969 Land $30,496 Building $46,473 | $219,910 (-) Land $87,130 Building $132,780 |
| 2021 | $219,910 Land $87,130 Building $132,780 |
Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391650305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 6 of 9 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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