San Diego County property record for 128 Wintercreek Pl, Santee, CA 92071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,708 sqft · built 1994 |
| Lot Size | 0.119 acres (5,191 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $785,000 (Mar 2021) |
| Tax Bill | $10,322 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 381-700-41-00 |
| Primary APN | 381-700-41-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,708 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 5,191 sqft (0.119 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 128 WINTERCREEK PL |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071-6903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 41 TR 013101 |
| Legal Subdivision | 9-06 |
| Legal Tract | 013101 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 16614 |
Source: San Diego County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CREDIT UNION |
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU |
| Mar 16, 2021 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on Record |
| Deed Sale | Mar 16, 2021 · Amount on Record |
| Prior Sale | Dec 16, 2015 · Amount on Record |
| Deed Document Number | 2021205552 |
| Prior Transfer Date | Apr 3, 2002 |
| Prior Transfer Doc | 0000294881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 4, 2026 |
| Property Address | 128 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Document Number | 0000223928 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026223928 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 128 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Document Number | 0000223928, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 2026223928 |
| Name | CALIFORNIA COAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 28, 2051 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 128 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 128 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Document Number | 0000243754 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022-0243754 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 16, 2021 |
| Property Address | 128 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Document Number | 0000205552 |
| Map Reference | MAP 13101 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 2021-0205552 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 10847 EL NOPAL, SANTEE, CA 92071-5025 |
| Document Number | 0000205553 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021-0205553 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 128 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000125579 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 2020-0125579 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 7.87% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $866,698 (+2%) Land $262,620 Building $604,078 | |
| 2025 | $10,322.00 (+4.21%) Homeowner's exemption | $849,705 (+4.04%) Land $257,471 Building $592,234 |
| 2023 | $9,905.00 (+0.68%) Homeowner's exemption | $816,712 Land $247,474 Building $569,238 |
| 2022 | $9,838.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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