San Diego County property record for 108 Wintercreek Pl, Santee, CA 92071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,708 sqft · built 1994 |
| Lot Size | 0.116 acres (5,074 sqft) |
| Owner | Trust Name on File |
| Last Sale | $578,000 (Apr 2018) |
| Tax Bill | $8,073 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 381-700-36-00 |
| Primary APN | 381-700-36-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,708 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 5,074 sqft (0.116 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 108 WINTERCREEK PL |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071-6903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 36 TR 013101 |
| Legal Subdivision | SANTEE #89-6 UN # 1 |
| Legal Tract | 013101 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 16614 |
108 Wintercreek Pl is owner-occupied and held in a trust since April 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 108 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 19, 2019 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| May 2, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 20, 2018 | Grant Deed, Transfer · Conventional with PMI BANK OF NAT'L TR & SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on File |
| Deed Sale | Apr 20, 2018 · Amount on File |
| Prior Sale | May 24, 1995 · Amount on File |
| Deed Document Number | 2018157822 |
| Last Transfer Date | Apr 24, 2018 |
| Transfer Doc | 0000176187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 108 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 108 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Document Number | 0000681808 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021-0681808 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 108 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Document Number | 0000117369 |
| Instrument Date | Mar 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 108 WINTERCREEK PL SANTEE CA 920716903, SANTEE, CA 92071-6903 |
| Document Number | 0000117369 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 117369 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 2, 2018 |
| Property Address | 108 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Document Number | 0000176187 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 176187 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 108 WINTERCREEK PL SANTEE CA 920716903, SANTEE, CA 92071-6903 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 20, 2018 |
| Property Address | 108 WINTERCREEK PL, SANTEE, CA 92071-6903 |
| Document Number | 0000157822 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 157822 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $635.80 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 WINTERCREEK PL SANTEE CA 920716903, SANTEE, CA 92071-6903 |
| Document Number | 157823 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 157823 |
| Name | BANK OF NAT'L TR & SVGS |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2048 |
The 2025 property tax bill for 108 Wintercreek Pl was $8,073 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $670,813 (+2%) Land $289,294 Building $381,519 | |
| 2025 | $8,073.00 Homeowner's exemption | $657,661 Land $283,622 Building $374,039 |
| 2023 | $7,748.00 (+0.7%) Homeowner's exemption | $632,124 Land $272,609 Building $359,515 |
| 2022 | $7,694.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 108 Wintercreek Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Wintercreek Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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