128 Windsor Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 128 Windsor Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,570 sqft · built 2005
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jul 2024)
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0049C015000`

Property Details

APN / Parcel Number

Primary APN	`0049C015000`
Alternative APNs	`0049C015` `22104`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,570 sqft Heated Area
1st Floor Area	1,116 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.89 acres)
Garage Area	480 sqft
Porch	Patio
Porch Area	90 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22104
Street Address	128 WINDSOR LN
City	RINGGOLD
State	GA
Zip	30736-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 15 THE PINES/WINDSTONE
Legal Subdivision	WINDSTONE FOUNTAIN OAKS
Legal Lot Number	15
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3007
Census Tract	30202

Owner

Source: Catoosa County records · APN 0049C015000

Assessment roll updated February 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	128 WINDSOR LN, RINGGOLD, GA 30736-4909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage CITIZENS BANK
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jan 05, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM FINANCIAL FUNDING
Oct 01, 2019	Deed with Mortgage, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2024 · Amount on Record
Deed Sale	Jul 25, 2024 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Book / Page	2339 / 29
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	128 WINDSOR LN, RINGGOLD, GA 30736-4909
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WINDSOR LN, RINGGOLD, GA 30736-4909

Mortgage

Document Number	0024380000000282
Date	Mar 24, 2026
Book Page	0000002438/0000000282

Lender

Name	CITIZENS BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	128 WINDSOR LN, RINGGOLD, GA 30736-4912
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WINDSOR LN, RINGGOLD, GA 30736-4912

Mortgage

Document Number	0022030000000076
Date	Feb 11, 2022
Book Page	0000002203/0000000076
Instrument	001312

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2042

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	128 WINDSOR LN, RINGGOLD, GA 30736-4912
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018600004
Date	Jan 05, 2017
Book Page	1860/4
Instrument	000090

Lender

Name	PLATINUM FINANCIAL FUNDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

October 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	CATOOSA GA
Recording Date	Oct 01, 2019
Property Address	128 WINDSOR LN, RINGGOLD, GA 30736-4912
Document Number	0020110695
Book / Page	002011 / 000695
Instrument Date	Sep 30, 2019
Instrument	6658
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 WINDSOR LN RINGGOLD GA 307364912, RINGGOLD, GA 30736-4912

Mortgage

Document Number	20110697
Date	Oct 01, 2019
Book Page	002011/000697
Instrument	6658

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated February 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,828.00 (-5.04%) Homeowner's exemption	$203,661 (+11.85%) Land $16,000 Building $187,661	$509,152 (+11.85%) Land $40,000 Building $469,152
2023	$4,031.00 (+25.03%) Homeowner's exemption	$182,080 Land $16,000 Building $166,080	$455,200 Land $40,000 Building $415,200
2022	$3,224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 12, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile USA.

Based on FCC filings for 249 locations within half a mile of this property.

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