116 Windsor Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 116 Windsor Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,148 sqft · built 2006
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Sep 2018)
Tax Bill	$3,270 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0049C016000`

Property Details

APN / Parcel Number

Primary APN	`0049C016000`
Alternative APNs	`0049C016` `22105`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,148 sqft Heated Area
1st Floor Area	1,598 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.519 acres)
Lot Dimensions	174 ft deep x 130 ft wide
Garage Area	24 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	210 sqft
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22105
Old Parcel Number	0049C016000
Street Address	116 WINDSOR LN
City	RINGGOLD
State	GA
Zip	30736-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 16 THE PINES/WINDSTONE
Legal Subdivision	WINDSTONE FOUNTAIN OAKS
Legal Lot Number	16
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3007
Census Tract	30202

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 WINDSOR LN, RINGGOLD, GA 30736-4909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Mar 31, 2008 · Amount on Record
Deed Document Number	0000195551
Deed Book / Page	1955 / 51
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	116 WINDSOR LN, RINGGOLD, GA 30736-4912
Document Number	0020450322
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	FIRST CHOICE, 1ST CHOICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WINDSOR LN RINGGOLD GA 307364912, RINGGOLD, GA 30736-4912

Mortgage

Document Number	0020450322
Date	Apr 14, 2020
Book Page	002045/000322

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	116 WINDSOR LN, RINGGOLD, GA 30736-4912
Document Number	0019550071
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018
Title Company	FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 WINDSOR LN RINGGOLD GA 307364912, RINGGOLD, GA 30736-4912

Mortgage

Document Number	0019550071
Date	Sep 20, 2018
Book Page	001955/000071

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,270.00 (-2.85%) Homeowner's exemption Senior Citizen's exemption	$182,916 (+19%) Land $16,000 Building $166,916	$457,290 (+19%) Land $40,000 Building $417,290
2023	$3,366.00 (+18.48%) Homeowner's exemption Senior Citizen's exemption	$153,706 Land $16,000 Building $137,706	$384,266 Land $40,000 Building $344,266
2022	$2,841.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

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