14 Windsor Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 14 Windsor Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,326 sqft · built 2000
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$377,500 (Sep 2021)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0049C021000`

Property Details

APN / Parcel Number

Primary APN	`0049C021000`
Alternative APNs	`0049C021` `22110`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,326 sqft Heated Area
1st Floor Area	768 sqft
2nd Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	296 ft deep x 165 ft wide
Porch	Finished/Screened Porch
Porch Area	200 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22110
Old Parcel Number	0049C021000
Street Address	14 WINDSOR LN
City	RINGGOLD
State	GA
Zip	30736-4912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 21 THE PINES/WINDSTONE
Legal Subdivision	WINDSTONE FOUNTAIN OAKS
Legal Lot Number	21
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3007
Census Tract	30202

Owner

14 Windsor Ln is owned and occupied by an individual who bought it in September 2021.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	14 WINDSOR LN, RINGGOLD, GA 30736-4912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2018	Deed of Trust, Mortgage FIRST VOLUNTEER BANK
Sep 14, 2021	Warranty Deed, Transfer
Aug 6, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	May 15, 2015 · Amount on File
Deed Document Number	0002168557
Deed Book / Page	2168 / 557
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	14 WINDSOR LN, RINGGOLD, GA 30736-4912
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019200512
Date	Feb 16, 2018
Book Page	1920/512
Instrument	000984

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 1, 2023

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 14, 2021
Property Address	14 WINDSOR LN, RINGGOLD, GA 30736-4912
Document Number	0021680557
Book / Page	2168 / 557
Instrument Date	Sep 14, 2021
Instrument	2021-002217
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WINDSOR LN, RINGGOLD, GA 30736-4912

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	14 WINDSOR LN, RINGGOLD, GA 30736-4912
Document Number	0020030512
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WINDSOR LN RINGGOLD GA 307364912, RINGGOLD, GA 30736-4912

Mortgage

Document Number	0020030512
Date	Aug 16, 2019
Book Page	002003/000512

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 15, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 14 Windsor Ln was $3,203 with exemptions applied.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,203.00 Homeowner's exemption Senior Citizen's exemption	$184,875 Land $16,000 Building $168,875	$462,188 Land $40,000 Building $422,188
2023	$3,044.00 (+17.12%) Homeowner's exemption Senior Citizen's exemption	$139,317 Land $16,000 Building $123,317	$348,292 Land $40,000 Building $308,292
2022	$2,599.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 Windsor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Windsor Ln is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

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