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128 Willow Rd, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 128 Willow Rd, Atlantic Beach, NC 28512 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,547 sqft · built 2006
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Tax Bill$1,679 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN6365.13.13.4366000

Property Details

APN / Parcel Number

Primary APN6365.13.13.4366000
Alternative APNs
  • 409445
  • 44188

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,547 sqft Heated Area
Gross Area3,296 sqft
FlooringOther
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2007
Architectural StyleCape Cod
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions143 ft deep x 80 ft wide
PorchPorch
Porch Area318 sqft
Deck Area27 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44188
Street Address128 WILLOW RD
CityATLANTIC BEACH
StateNC
Zip28512-6736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL5 BS PINE KNOLL SHORES
Legal SubdivisionPINE KNOLL SHORES
Legal BlockS
Legal Lot Number5
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2018
Census Tract971003

Owner

Source: Carteret County records · APN 6365.13.13.4366000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address128 WILLOW RD, PINE KNOLL SHORES, NC 28512-6736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 23, 2005
Deed SaleNov 23, 2005
Deed Document Number0001144410
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address128 WILLOW RD, PINE KNOLL SHORES, NC 28512-6736
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017720246
DateJul 01, 2022
Book Page1772/246
Instrument1772246
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address128 WILLOW RD, PINE KNOLL SHORES, NC 28512-6736
Document Number0017050440
Instrument DateJan 22, 2021
Transaction TypeMortgage
Record UpdatedFeb 25, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address128 WILLOW RD PINE KNOLL SHORES NC 285126736, PINE KNOLL SHORES, NC 28512-6736

Mortgage

Document Number0017050440
DateJan 27, 2021
Book Page001705/000440
Lender
NameTRUIST BK
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 26, 2036

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityPine Knoll Shores Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,679.00 (+16.84%)$703,084 (+63.13%) Land $231,150 Building $471,934$703,084 (+63.13%) Land $231,150 Building $471,934
2023$430,989 Land $90,132 Building $340,857$430,989 Land $90,132 Building $340,857
2022$1,437.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319710032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 461 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,290 units insured
829 under condo master policies
Nearby Flood Claims52 (1999–2024)
Claims Outside the SFHA16 of 52
Most Recent ClaimSep 2024, other causes, Potential Tropical Cyclone Eight
Claims By Storm
  • Hurricane Dorian, Sep 2019 · 4 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Irene, Aug 2011 · 5 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of North Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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