132 Willow Rd, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 132 Willow Rd, Atlantic Beach, NC 28512

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,084 sqft · built 2019
Lot Size0.258 acres (11,238 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Sep 2017)
Tax Bill$2,053 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6365.13.13.4582000

Property Details

APN / Parcel Number

Primary APN6365.13.13.4582000
Alternative APNs
  • 38998
  • 45844

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,084 sqft Heated Area
Gross Area1,820 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions143 ft deep x 80 ft wide
PorchSlab
Deck Area15 sqft
Patio Area832 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number45844
Street Address132 WILLOW RD
CityATLANTIC BEACH
StateNC
Zip28512-6736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL7 BS PINE KNOLL SHORES
Legal SubdivisionPINE KNOLL SHORES
Legal Block13
Legal Lot Number7
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2018
Census Tract971003

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1448, ATLANTIC BEACH, NC 28512-1448
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Sep 14, 2017Warranty Deed, Transfer · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2017 · Amount on Record
Deed SaleSep 14, 2017 · Amount on Record
Prior SaleDec 11, 2001
Deed Document Number20171587211
Deed Book / Page1587 / 211
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address132 WILLOW RD, PINE KNOLL SHORES, NC 28512-6736
Transaction TypeMortgage
Record UpdatedNov 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 WILLOW RD, ATLANTIC BEACH, NC 28512-6736

Mortgage

Document Number0017430367
DateOct 25, 2021
Book Page1743/367
Instrument1743367
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateSep 14, 2017
Property Address132 WILLOW RD, PINE KNOLL SHORES, NC 28512-6736
Document Number0015870211
Book / Page1587 / 211
Map ReferenceMB4 PG15
Instrument DateSep 12, 2017
Instrument1587211
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2536 GLENWOOD AVE, 2536, RALEIGH, NC 27608-1002

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 CYPESS DR, ATLANTIC BEACH, NC 28512-6715

Mortgage

Document Number1587212
DateSep 14, 2017
Instrument1587212
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityPine Knoll Shores Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$869,040 (-) Land $230,920 Building $638,120$869,040 (-) Land $230,920 Building $638,120
2025$2,053.00 (+30.1%)$869,040 (+83.47%) Land $230,920 Building $638,120$869,040 (+83.47%) Land $230,920 Building $638,120
2023$473,663 Land $90,132 Building $383,531$473,663 Land $90,132 Building $383,531
2022$1,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 461 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,290 units insured
incl. 829 condo units
Nearby Flood Claims52 (1999–2024)
Claims Outside the SFHA16 of 52
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Dorian, Sep 2019 · 4 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINE KNOLL SHORES
private · serves 4,800 people · EPA ID NC0416031
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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