123 Willow Rd, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 123 Willow Rd, Atlantic Beach, NC 28512

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,400 sqft · built 1965
Lot Size0.264 acres (11,543 sqft)
Owner2 Individual Names on File
Tax Bill$1,144 (2025)
Deeds & MortgagesAug 2019 Line of Credit
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN6365.13.13.2156000

Property Details

APN / Parcel Number

Primary APN6365.13.13.2156000
Alternative APNs
  • 370910
  • 49854

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,400 sqft Heated Area
Gross Area2,664 sqft
Utility Area80 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,543 sqft (0.264 acres)
Lot Dimensions107 ft deep x 108 ft wide
Garage TypeFinished
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Deck Area56 sqft
Patio Area17 sqft
Utility Building32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number49854
Street Address123 WILLOW RD
CityATLANTIC BEACH
StateNC
Zip28512-6735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL1 BT PINE KNOLL SHORES
Legal SubdivisionPINE KNOLL SHORES
Legal BlockT
Legal Lot Number1
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2017
Census Tract971003

Owner

Source: Carteret County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address123 WILLOW RD, PINE KNOLL SHORES, NC 28512-6735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR
May 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2003
Deed SaleOct 10, 2003
Deed Document Number0001021493
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address123 WILLOW RD, PINE KNOLL SHORES, NC 28512-6735
Document Number0016460494
Instrument DateAug 7, 2019
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 WILLOW RD PINE KNOLL SHORES NC 285126735, PINE KNOLL SHORES, NC 28512-6735

Mortgage

Document Number0016460494
DateAug 21, 2019
Book Page001646/000494
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address123 WILLOW RD, PINE KNOLL SHORES, NC 28512-6735
Document Number0016390136
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedJun 17, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 WILLOW RD PINE KNOLL SHORES NC 285126735, PINE KNOLL SHORES, NC 28512-6735

Mortgage

Document Number0016390136
DateMay 30, 2019
Book Page001639/000136
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 29, 2039

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityPine Knoll Shores Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,144.00 (+56.93%)$465,290 (+115.02%) Land $231,725 Building $233,565$465,290 (+115.02%) Land $231,725 Building $233,565
2023$216,390 Land $94,008 Building $122,382$216,390 Land $94,008 Building $122,382
2022$729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 461 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,290 units insured
incl. 829 condo units
Nearby Flood Claims52 (1999–2024)
Claims Outside the SFHA16 of 52
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Dorian, Sep 2019 · 4 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINE KNOLL SHORES
private · serves 4,800 people · EPA ID NC0416031
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Rd

Nearby Streets

Search Property Records by Address or Parcel Number