Scott County property record for 128 Willow Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,617 sqft · built 1996 |
| Lot Size | 0.157 acres (6,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Mar 2019) |
| Tax Bill | $2,087 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-024.000 |
| Primary APN | 140-40-024.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,617 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 6,860 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 128 WILLOW LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER HEIGHTS |
| Legal Subdivision | LANCASTER HEIGHTS |
| Legal Block | K |
| Legal Lot Number | 14 |
| Legal Unit | 3 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40203 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 WILLOW LN, GEORGETOWN, KY 40324-2629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Mar 28, 2019 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2019 · Amount on Record |
| Deed Sale | Mar 28, 2019 · Amount on Record |
| Prior Sale | Apr 27, 2012 · Amount on Record |
| Deed Document Number | 2019398477 |
| Deed Book / Page | 404 / 391 |
| Prior Transfer Date | Dec 14, 2005 |
| Prior Transfer Doc | D297/495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 16, 2026 |
| Property Address | 128 WILLOW LN, GEORGETOWN, KY 40324-2629 |
| Document Number | 0000594813 |
| Book / Page | 1909 / 21 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026594813 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 128 WILLOW LN, GEORGETOWN, KY 40324-2629 |
| Document Number | 0000594813, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 1909/21 |
| Instrument | 2026594813 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 28, 2019 |
| Property Address | 128 WILLOW LN, GEORGETOWN, KY 40324-2629 |
| Document Number | D404/391 |
| Book / Page | D404 / 391 |
| Map Reference | CAB 4 SL 1538 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 398477 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | NOT AVAILABLE, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11408 ZIMMANA POOL, 11408, OXFORD, FL 34484 |
| Name | Verified Name |
|---|---|
| Address | 128 WILLOW LN, GEORGETOWN, KY 40324-2629 |
| Document Number | 398478 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 398478 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,400 (-) | $234,400 (-) | |
| 2025 | $2,087.00 (+12.39%) | $234,400 (+14.4%) | $234,400 (+14.4%) |
| 2023 | $1,857.00 (+17.46%) | $204,900 (+12.4%) Land $30,000 Building $174,900 | $204,900 (+12.4%) Land $30,000 Building $174,900 |
| 2022 | $1,581.00 | $182,300 Land $30,000 Building $152,300 | $182,300 Land $30,000 Building $152,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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