Scott County property record for 119 Willow Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,339 sqft · built 1995 |
| Lot Size | 0.107 acres (4,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (May 2020) |
| Tax Bill | $1,918 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-031.000 |
| Primary APN | 140-40-031.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,339 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 4,689 sqft (0.107 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 119 WILLOW LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER HEIGHTS |
| Legal Subdivision | LANCASTER HEIGHTS |
| Legal Lot Number | 10 |
| Legal Unit | 3 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40203 |
119 Willow Ln is owned and occupied by two individuals who bought it in May 2020.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK |
| May 11, 2020 | Deed, Transfer · FHA Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2020 · Amount on File |
| Deed Sale | May 11, 2020 · Amount on File |
| Prior Sale | Aug 31, 2016 · Amount on File |
| Deed Document Number | 2020416025 |
| Deed Book / Page | 414 / 180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 119 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1669/482 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | M1669/482 |
| Instrument | 449722 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 11, 2020 |
| Property Address | 119 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | D414/180 |
| Book / Page | D414 / 180 |
| Map Reference | CAB 4 SL 1538 |
| Instrument Date | May 6, 2020 |
| Instrument | 416025 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3311 KY HIGHWAY 1842 N, 3311, CYNTHIANA, KY 41031-7627 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 119 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | 416026 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 416026 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 119 Willow Ln was $1,918.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,400 (-) | $215,400 (-) | |
| 2025 | $1,918.00 | $215,400 | $215,400 |
| 2023 | $1,752.00 (+20.66%) | $193,300 (+15.47%) Land $40,000 Building $153,300 | $193,300 (+15.47%) Land $40,000 Building $153,300 |
| 2022 | $1,452.00 | $167,400 Land $27,500 Building $139,900 | $167,400 Land $27,500 Building $139,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 119 Willow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 119 Willow Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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