Scott County property record for 121 Willow Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1995 |
| Lot Size | 0.108 acres (4,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Jul 2013) |
| Tax Bill | $1,289 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Feb 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-028.000 |
| Primary APN | 140-40-028.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,712 sqft (0.108 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 121 WILLOW LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER HEIGHTS |
| Legal Subdivision | LANCASTER HEIGHTS |
| Legal Lot Number | 11 |
| Legal Unit | 3 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40203 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 300 S BROADWAY ST, GEORGETOWN, KY 40324-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 17, 2026 | Intrafamily Transfer, Transfer |
| Feb 17, 2026 | Intrafamily Transfer, Transfer |
| Jul 2, 2013 | Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2013 · Amount on Record |
| Deed Sale | Jul 2, 2013 · Amount on Record |
| Deed Document Number | 2013299581 |
| Deed Book / Page | 353 / 168 |
| Prior Transfer Date | Jan 13, 2006 |
| Prior Transfer Doc | D298/235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 17, 2026 |
| Property Address | 121 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | 000D464/32 |
| Book / Page | D464 / 32 |
| Map Reference | SL 1459 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 573579 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 121 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 17, 2026 |
| Property Address | 121 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | 000D464/32 |
| Book / Page | D464 / 32 |
| Map Reference | SL 1459 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 573579 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 121 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 2, 2013 |
| Property Address | 121 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | D353/168 |
| Book / Page | D353 / 168 |
| Map Reference | SL1352 |
| Instrument Date | Jul 1, 2013 |
| Instrument | 299581 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | 0M1148/334 |
|---|---|
| Date | Jul 2, 2013 |
| Book Page | M1148/334 |
| Instrument | 299582 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2043 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,900 (-) | $193,900 (-) | |
| 2025 | $1,289.00 (+10.83%) Homeowner's exemption | $193,900 (+10.99%) | $193,900 (+10.99%) |
| 2023 | $1,163.00 (+21.65%) Homeowner's exemption | $174,700 (+15.85%) Land $40,000 Building $134,700 | $174,700 (+15.85%) Land $40,000 Building $134,700 |
| 2022 | $956.00 Homeowner's exemption | $150,800 Land $27,500 Building $123,300 | $150,800 Land $27,500 Building $123,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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