128 Walnut Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 128 Walnut Dr, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,108 sqft · built 1967
Lot Size0.177 acres (7,700 sqft)
OwnerIndividual Name on File
Last Sale$384,000 (May 2025)
Tax Bill$7,217 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-33-103-006

Property Details

APN / Parcel Number

Primary APN09-33-103-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,108 sqft Living Area
1st Floor Area1,108 sqft
Basement Area1,108 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1969
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,700 sqft (0.177 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address128 WALNUT DR
CitySAINT CHARLES
StateIL
Zip60174-1538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW PLAZA UNIT NO. 7 LOT 8 BLK 4
Legal SubdivisionFAIRVIEW PLAZA
Legal Block4
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3029
Census Tract852203

Owner

128 Walnut Dr is owned by an individual who bought it in May 2025.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1456 INDIANA ST, B, SAINT CHARLES, IL 60174-2569
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2025 · Amount on File
Deed SaleMay 15, 2025 · Amount on File
Prior SaleJan 3, 2022 · Amount on File
Deed Document Number202517662
Prior Transfer DateJan 3, 2013
Prior Transfer Doc0000000937
Record UpdatedOct 29, 2026

January 2022: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionKANE IL
Recording DateJan 3, 2022
Property Address128 WALNUT DR, ST CHARLES, IL 60174-1538
Document Number0000000229
Instrument DateDec 21, 2021
Instrument2022K000229
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyPRECISION TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 WALNUT DR, ST CHARLES, IL 60174-1538

Mortgage

Document Number0000000230
DateJan 3, 2022
Instrument2022K000230
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 128 Walnut Dr was $7,217.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,217.00$110,905 (+12.04%) Land $29,504 Building $81,401$332,848 (+12.04%) Land $88,547 Building $244,301
2024$98,991 Land $27,185 Building $71,806$297,092 Land $81,588 Building $215,504
2022$6,150.00 (+4.27%) Homeowner's exemption$82,169 (+4.91%) Land $23,980 Building $58,189$246,507 (+4.91%) Land $71,940 Building $174,567
2021$5,898.00 Homeowner's exemption$78,324 Land $22,858 Building $55,466$234,972 Land $68,574 Building $166,398

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 Walnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 128 Walnut Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Also Mapped HereST CHARLES
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Frontier.

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