120 Walnut Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 120 Walnut Dr, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 1966
Lot Size	0.195 acres (8,505 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2017)
Tax Bill	$5,758 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`09-33-103-004`

Property Details

APN / Parcel Number

Primary APN	`09-33-103-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	626 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Combination
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,505 sqft (0.195 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	120 WALNUT DR
City	SAINT CHARLES
State	IL
Zip	60174-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 IN BLOCK 4 OF FAIRVIEW PLAZA UNIT 7
Legal Subdivision	FAIRVIEW PLAZA
Legal Block	4
Legal Lot Number	6
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3029
Census Tract	852203

Owner

120 Walnut Dr is owned and occupied by an individual who bought it in April 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	120 WALNUT DR, SAINT CHARLES, IL 60174-1538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Apr 25, 2017	Trustee's Deed, Foreclosure · FHA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2017 · Amount on File
Deed Sale	Apr 25, 2017 · Amount on File
Prior Sale	Jul 19, 1994 · Amount on File
Deed Document Number	201720467
Prior Transfer Date	Apr 21, 2017
Prior Transfer Doc	0000020467
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	120 WALNUT DR, ST CHARLES, IL 60174-1538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049082
Date	Aug 28, 2020
Instrument	2020K049082

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Apr 25, 2017
Property Address	120 WALNUT DR, ST CHARLES, IL 60174-1538
Document Number	0000020467
Instrument Date	Apr 21, 2017
Instrument	2017K020467
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E GENEVA ST, WEST CHICAGO, IL 60185-2858

Mortgage

Document Number	0000020468
Date	Apr 25, 2017
Instrument	2017K020468

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 120 Walnut Dr was $5,758.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,758.00	$98,105 (+8.53%) Land $29,504 Building $68,601	$294,433 (+8.53%) Land $88,547 Building $205,885
2024		$90,394 Land $27,185 Building $63,209	$271,291 Land $81,588 Building $189,703
2022	$5,610.00 (+4.29%) Homeowner's exemption	$75,489 (+4.91%) Land $23,980 Building $51,509	$226,467 (+4.91%) Land $71,940 Building $154,527
2021	$5,379.00 Homeowner's exemption	$71,956 Land $22,858 Building $49,098	$215,868 Land $68,574 Building $147,294

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Walnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 120 Walnut Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Also Mapped Here	ST CHARLES
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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