124 Walnut Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 124 Walnut Dr, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,157 sqft · built 1966
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Apr 2024)
Tax Bill	$6,983 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-103-005`

Property Details

APN / Parcel Number

Primary APN	`09-33-103-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,157 sqft Living Area
1st Floor Area	1,157 sqft
Basement Area	511 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	124 WALNUT DR
City	SAINT CHARLES
State	IL
Zip	60174-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLK 4, FAIRVIEW PLAZA, UNIT #7
Legal Subdivision	FAIRVIEW PLAZA
Legal Block	4
Legal Lot Number	7
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3029
Census Tract	852203

Owner

124 Walnut Dr is owned and occupied by two individuals who bought it in April 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 WALNUT DR, SAINT CHARLES, IL 60174-1538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Apr 13, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jun 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Apr 13, 2018 · Amount on File
Deed Document Number	202412196
Prior Transfer Date	Jun 22, 2017
Prior Transfer Doc	0000032132
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 15, 2024
Property Address	124 WALNUT DR, ST CHARLES, IL 60174-1538
Document Number	0000012196
Instrument Date	Mar 28, 2024
Instrument	2024K012196
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WALNUT DR, SAINT CHARLES, IL 60174-1538

Mortgage

Document Number	0000012197
Date	Apr 15, 2024
Instrument	2024K012197

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate	6.97%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	124 WALNUT DR, ST CHARLES, IL 60174-1538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019728
Date	Apr 21, 2020
Instrument	2020K019728

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	AURORA, CO 80018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2045

Interest

Rate Type	Fixed Rate
Rate	3.25%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 13, 2018
Property Address	124 WALNUT DR, ST CHARLES, IL 60174-1538
Document Number	0000016883
Instrument Date	Mar 2, 2018
Instrument	16883
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8210 ENGER LN #1 RIVER GROVE IL 601713342, 1, RIVER GROVE, IL 60171-3342

Mortgage

Document Number	16884
Date	Apr 13, 2018
Instrument	16884

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 22, 2017
Property Address	124 WALNUT DR, ST CHARLES, IL 60174-1538
Document Number	0000032132
Instrument Date	Jun 22, 2017
Instrument	32132
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	124 WALNUT DR ST CHARLES IL 601741538, ST CHARLES, IL 60174-1538

Tax Assessment & Valuation

The 2025 property tax bill for 124 Walnut Dr was $6,983.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,983.00	$107,567 (+8.53%) Land $29,504 Building $78,063	$322,830 (+8.53%) Land $88,547 Building $234,283
2024		$99,113 Land $27,185 Building $71,928	$297,458 Land $81,588 Building $215,870
2022	$5,883.00 (+4.27%) Homeowner's exemption	$78,872 (+4.91%) Land $23,980 Building $54,892	$236,616 (+4.91%) Land $71,940 Building $164,676
2021	$5,642.00 Homeowner's exemption	$75,181 Land $22,858 Building $52,323	$225,543 Land $68,574 Building $156,969

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Walnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 124 Walnut Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Also Mapped Here	ST CHARLES
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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